blog posts Know What You Owe Challenge - Fall 2023 Nov 14, 2023 8:00 am12 views About half of students at the University of Illinois take out loans to fund their degrees. Make sure you're not surprised by the amount of student loans you have taken out when you graduate by taking the Know What You Owe Challenge which runs November 14 - December 15, 2023. Behavioral Economics: Five Ways to Shift Your Habits Nov 8, 2023 4:00 pm47 views When considering decision-making in terms of your finances, it’s important to understand behavioral economics so we can develop healthier spending habits and save money along the way. Talking to Family About Money During Holidays Nov 1, 2023 8:00 am12 views As the holidays are coming in, you are probably thinking of the trips, events, food, and gifts that come with it. However, this holiday, you may consider having a conversation with your family about how the pressures of this season can affect your resources (financial or otherwise). Podcast: Understanding FAFSA Oct 18, 2023 12:00 pm11 views In episode 72 of Making Cents of Money, Understanding FAFSA, Beth Groves, Professional Development Specialist from the Illinois Student Assistance Commission (ISAC) talks about major changes to the FAFSA, delays, and its importance for anyone considering post-secondary education. Podcast: World Investor Week Oct 4, 2023 12:00 pm6 views In episode 71 of Making Cents of Money, World Investor Week, Andrea interviews Alan Sorcher and Anne McKinley from the US Securities & Exchange Commission in honor of World Investor Week on ways investors can learn about securities throughout the year. Refinancing an International Education Loan in the United States Sep 28, 2023 10:00 am33 views Suhas Vetri Annamalai, SMMC Support Specialist and student at University of Illinois Urbana-Champaign's College of Law, discusses multiple factors to consider when deciding if refinancing your international student loan in the U.S. is the right choice for you. Podcast: The Impact of Compound Interest Sep 20, 2023 12:00 pm3 views In episode 70 of Making Cents of Money, The Impact of Compound Interest, Andrea and Nikki explore the complicated relationship we can have with compound interest when it comes to accomplishing financial goals. Podcast: Understanding Your Paycheck Sep 5, 2023 12:00 pm8 views In episode 69 of Making Cents of Money, Understanding Your Paycheck, Nikki and Andrea talk about something you're bound to love: your paycheck! Breaking a Rental Lease in Illinois Sep 1, 2023 5:15 pm159 views Kwabena Sarfo Adjei, SMMC Support Specialist and LLM student at University of Illinois Urbana-Champaign's College of Law, describes how he was able to get out of his rental lease after finding the rental property did not meet his expectations. Understand Your Refund - Fall 2023 Sep 1, 2023 1:00 pm116 views Hundreds of students end up unable to register every semester because they owe money back to the university, even after receiving a refund. Learn how to avoid being one of them. Podcast: The Financial Impact of Digital Illiteracy Aug 23, 2023 12:00 pm23 views In episode 68 of Making Cents of Money, The Financial Impact of Digital Illiteracy, Andrea and Nikki explore the financial implications of digital Illiteracy in our digital age. Decreasing Borrowing While in School Aug 14, 2023 1:30 pm25 views Student loans can be a valuable tool for increasing access to higher education, but it does come with a cost. Learn how to limit those costs while in school so you decrease future costs of compounding interest. Funding a College Education Aug 11, 2023 1:30 pm21 views Funding your education can be a daunting task, but there are many tools to help students and their families cover the cost of a college education. Financial Aid Notifications: Cost of Attendance is Estimated Aug 9, 2023 1:30 pm26 views Financial aid notifications, or award letters, contain valuable information that help you understand the costs of college. However, it's important to remember that Cost of Attendance is an estimate. Podcast: What's a Credit Report Anyway? Aug 9, 2023 12:00 pm4 views In episode 67 of Making Cents of Money, What's a Credit Report Anyway?, Nikki and Andrea discuss what's in your credit reports and how to get them at AnnualCreditReport.com. Identifying Expenses: Fixed, Flexible, or Occasional? Aug 7, 2023 1:30 pm61 views If you're looking for a better understanding of how to categorize expenses in your budget or spending plan, explore the differences between fixed, flexible, and occassional costs. Podcast: Password Managers Jul 28, 2023 12:00 pm5 views In episode 66 of Making Cents of Money, Password Managers, we explore what password managers are and how they can be leveraged to protect your important information. How I Avoided a Phone Call Scam in My First Week in the United States Jul 25, 2023 3:30 pm112 views This article is meant to put people, particularly first-time travellers in the United States (US), on alert on the activities of phone call scammers. Podcast: Financial Planner vs AI Jul 12, 2023 12:00 pm11 views In episode 65 of Making Cents of Money, Financial Planner vs AI, we discuss the pros and cons of using Artificial Intelligence language model, ChatGPT, to answer financial planning questions with the help of Donovan Sanchez, CFP®. Get $avvy - Grow Your Green $tuff Webinars for 2023-2024 Jul 11, 2023 5:00 pm1 views The 2023-2024 Get Savvy: Grow Your Green Stuff annual webinar series schedule is out. Register today and Get Savvy. Podcast: Help for Renters Jun 21, 2023 12:00 pm6 views In episode 64 of Making Cents of Money, Kari Byer, Director of the APLD & Investigations, joins us again to talk about programs designed to help find and afford renting a place to live. Student Loan Updates Webinars for 2023/2024 Jun 21, 2023 12:00 pm1 views Our Student Loan Updates webinar series will run from July 2023 - March 2024 with 10-20 minute webinars on different topics each month. Student Loan Updates - Mini Webinar Series for 2023-2024 Jun 16, 2023 12:00 pm8 views SMMC & IDFPR are co-hosting a monthly webinar series between July 2023 - March 2024. Each 15-20 minute webinar will focus on a different topic related to federal student loans as repayment begins again in October 2023. Banking Locations Near Each University Jun 14, 2023 9:30 am53 views Looking for a financial institution on campus? Explore our Google Map for locations on or close to each campus in the University of Illinois System. Podcast: Help for Homeowners Jun 7, 2023 12:00 pm3 views In episode 63 of Making Cents of Money, Kari Byer, Director of the APLD & Investigations, joins us to talk about programs designed to help those who may be struggling with initial and ongoing homeownership costs. Podcast: Get Covered, Illinois May 22, 2023 12:00 pm4 views In episode 62 of Making Cents of Money, Brian Gorman, Director of Outreach & Engagement for Get Covered Illinois, answers our questions about managing healthcare costs. Saving Up for a Side Hustle May 12, 2023 1:00 pm28 views To complement our Side Hustles & Small Businesses webinar from last fall, we wanted to share some tips on saving up for starting a small business. Student Loan Management - Get Savvy Webinar Recording May 3, 2023 1:00 pm0 views Explore methods of student loan management by watching this webinar recording from May 3, 2023. Podcast: Help with Utility Bills May 3, 2023 12:00 pm5 views In episode 61 of Making Cents of Money, we learn about the Low Income Home Energy Assistance Program (LIHEAP). If you're struggling to pay utilities, apply by May 31! Health Insurance Dissected - Get Savvy Webinar Recording Apr 12, 2023 1:00 pm0 views Dissect the ins and outs of health insurance by watching this webinar recording from April 12, 2023. Credit Cards and Travel Apr 7, 2023 1:00 pm30 views Travel credit cards have become very popular, offering a wide range of benefits if you use them wisely. Read on to learn about the pros and cons of using credit cards during travel and strategies for responsible credit card use. Podcast: Return to Repayment (Student Loans Update) Apr 7, 2023 12:00 pm51 views In episode 60 of Making Cents of Money, Andrea and Nikki talk about the current status of federal student loans and how to prepare for the return to repayment which is expected in the next few months. Know What You Owe Challenge - Spring 2023 Apr 1, 2023 8:00 am343 views About half of students at the University of Illinois take out loans to fund their degrees. Make sure you're not surprised by the amount of student loans you have taken out when you graduate by taking the Know What You Owe Challenge which runs April 1 - May 1, 2023. How Your Spending Can Change the World - Get Savvy Webinar Recording Mar 29, 2023 1:00 pm0 views Explore how your spending can change the world by watching this webinar recording from March 29, 2023. Podcast: Conscious Consumerism Mar 13, 2023 12:00 pm54 views In episode 59 of Making Cents of Money, Andrea and Nikki discuss the meaning of conscious consumerism and how aligning your spending with your values can make an impact. Tax Filing 101: Forms & Facts You Need to Know Mar 10, 2023 5:00 pm110 views As we get closer to the tax filing deadline for the United States, it is important to knwo the intricacies and important forms for filing taxes. SMMC Grad Hourly Job Openings at UIUC Mar 9, 2023 10:00 am1258 views Are you looking for an opportunity to enhance your professional skills while in school as well as your knowledge of personal finance? University Bursar's Student Money Management Center has two job openings at Urbana!Apply to be an SMMC Support Specialist! Podcast: Happy International Women's Day! Mar 8, 2023 12:00 pm35 views In episode 58 of Making Cents of Money, Andrea and Nikki interviewed SMMC's very own Ramya Vaidyanathan about her experience providing financial education to women in India. Podcast: Investing to Reach Financial Goals Feb 15, 2023 12:00 pm26 views In episode 57 of Making Cents of Money, Andrea and Nikki interviewed Alan Sorcher and Anne McKinley from the US Securities and Exchange Commission on strategic ways to approach investing to build wealth. Investing Risks & Rewards - Get Savvy Webinar Recording Feb 8, 2023 1:00 pm1 views Discover investing risks & rewards by watching this webinar recording from February 8, 2023. Understand Your Refund - Spring 2023 Feb 1, 2023 1:00 pm109 views Hundreds of students end up unable to register every semester because they owe money back to the university, even after receiving a refund. Learn how to avoid being one of them. Podcast: Fintech and Digital Assets Feb 1, 2023 12:00 pm44 views In episode 56 of Making Cents of Money, David DeCarlo, IDFPR's Regulatory Innovation Officer, discussed what consumers should know about digital assets and regulation in this new era of fintech. Memes & Money: What are the Facts? - Get Savvy Webinar Recording Jan 25, 2023 1:00 pm0 views Learn about money memes, digital assets, and more by watching this webinar recording from January 25, 2023. Podcast: Wealth Building as a Balancing Act Jan 19, 2023 12:00 pm11 views In episode 55 of Making Cents of Money, Donovan Sanchez from University of Illinois' Financial Planning program talks about wealth building as a balancing act. Podcast: Financial Resolutions! Dec 14, 2022 12:00 pm21 views In episode 54 of Making Cents of Money, Nikki & Andrea talk about some recent changes in setting new years resolutions and how to make finances part of your goals for 2023. Spend Less, Travel More - Get Savvy Webinar Recording Dec 7, 2022 1:00 pm4 views Learn about how to spend less to travel more by watching this webinar recording from December 7, 2022. Podcast: Revisiting Travel Nov 23, 2022 12:00 pm58 views In episode 53 of Making Cents of Money, Andrea & Nikki discuss a few updates to consider when traveling before re-airing the Time to Travel podcast from July 2021. Gratitude & Personal Finances Nov 18, 2022 3:45 pm79 views There are so many things to be grateful for in this life. As we go into the holiday season, in this article we will discuss about how gratitude impacts our finances. Podcast: Paying for College with Scholarships Nov 18, 2022 12:00 pm77 views In episode 52 of Making Cents of Money, Nikki and Andrea talk to special guest, Kara Holloway, Director of Scholarships at UIC, about paying for college with scholarships. Know What You Owe Challenge - Fall 2022 Nov 15, 2022 8:00 am64 views About half of students at the University of Illinois take out loans to fund their degrees. Make sure you're not surprised by the amount of student loans you have taken out when you graduate by taking the Know What You Owe Challenge which runs November 15 - December 15, 2022.