blog postsPodcast: Choosing a Financial ProfessionalSep 1, 2021 12:00 pm2 views In episode 25 of Making Cents of Money, Choosing a Financial Professional, Andrea, Jake, and Nikki talk to Kathy Sweedler from University of Illinois Extension about type of financial professionals, credentials, and how to choose one that best meets your needs.Leveraging FinTech - Get Savvy Webinar RecordingAug 19, 2021 1:00 pm0 views From mobile banking to blockchain, financial technology continues to provide new opportunities for consumers to spend, save, and share their money. We discuss some of the new technologies that have become more popular in recent years as well as considerations and protections that may be helpful in choosing what fintech would work best for helping you navigate your financial journey.Podcast: CryptocurrenciesAug 18, 2021 3:00 pm6 views In episode 24 of Making Cents of Money, Cryptocurrencies, Andrea, Jake, and Nikki talk to Professor Lamont Black from DePaul University about cryptocurrencies, discussing everything from the blockchain technology behind them to their utility in the world of fintech.Podcast: Money Personalities & Financial Well-beingAug 4, 2021 11:00 am8 views In episode 23 of Making Cents of Money, Money Personalities & Financial Well-being, Andrea, Jake, and Nikki discuss several financial personality inventories and the CFPB's financial well-being scale as tools to better understand financial values, habits, and internal feelings around money.Podcast: Buying a Car!Jul 21, 2021 12:00 pm4 views In episode 22 of Making Cents of Money, Buying a Car!, Nikki, Andrea, and Jake explain the true costs of car ownership as well as the terms and tools to know about before you buy your next vehicle.Podcast: Time to Travel!Jul 7, 2021 12:00 pm12 views In episode 21 of Making Cents of Money, Time to Travel!, Nikki, Andrea, and Jake discuss travel aspirations, goals, and tips for planning a trip to help you make your next dream vacation a reality.Podcast: BudgetingJun 17, 2021 12:00 pm30 views In episode 20 of Making Cents of Money, Budgeting, Nikki, Andrea, and Jake cover a few of the most popular budgeting (or spending plan, if you prefer) methods to help you think about building a financial plan.Podcast: ReintroductionsJun 2, 2021 12:00 pm0 views Episode 19 of Making Cents of Money, Reintroductions, lets us learn more about one of the co-hosts, Jake Hamilton, the history behind the podcast, and what's in store for the future of this audio teaching medium.Podcast: Professional Licensure in IllinoisMay 19, 2021 12:00 pm2 views Episode 18 of Making Cents of Money, Professional Licensure in Illinois, helps us understand the scope of professional licensing in Illinois across many different industries and some protections in place for consumers.Podcast: Real EstateMay 5, 2021 12:00 pm4 views Episode 17 of Making Cents of Money, Real Estate, explains the world of real estate professions and what to consider when hiring professionals to help you buy or manage a home or other real estate property!Student Loan Repayment - Get Savvy Webinar RecordingApr 14, 2021 1:00 pm4 views There are 8 repayment plans for federal student loans, 10 federal student loan servicers, and an abundance of terms, tools, and tips to remember to manage federal, institutional, and private student loans. Watch our Student Loan Repayment webinar recording to learn about your options as a borrower.Podcast: Student LoansApr 13, 2021 12:00 pm39 views Episode 16 of Making Cents of Money, Student Loans, lays out some student loan statistics, considerations, and protections for borrowers in preparation for our webinar on Student Loan Repayment tomorrow!Podcast: Conscious CreditApr 7, 2021 12:00 pm4 views Episode 15 of Making Cents of Money, Conscious Credit, demystifies parts of the credit system in the United States thanks to our guests, Camaya Wallace Bechard, from University of Illinois Extension, and Natalie Daniels, from DePaul University. Practicing Self-Advocacy in Your Financial, Professional and Social LifeMar 29, 2021 4:30 pm50 views Self-advocacy is an important skill to practice, particularly right now. Whether it's getting the resources you need to succeed in school or setting boundaries with your loved ones so you can focus on your own well-being, it's important to communicate with others about your needs, wants, and struggles throughout your life.Podcast: Short-sellingMar 24, 2021 12:00 pm8 views Episode 14 of Making Cents of Money, Short-selling, allowed us to interview Chasse Rehwinkel about the investing method that's become so popular in the media over the past few months. Investing Basics - Get Savvy Webinar RecordingMar 10, 2021 1:00 pm0 views Investing - it's not for the faint of heart, because investing in the stock market involves risk. Knowing and understanding terminology, fees, types of professionals, as well as investment methods can be a whirlwind of terms and confusing concepts. Learn the basics and have a better understanding on how investing works!Podcast: Investing BasicsMar 9, 2021 12:00 pm6 views Episode 13 of Making Cents of Money, Investing Basics, covered common terms and concepts related to investing in the stock market in preparation for our Get Savvy: Grow Your Green Stuff webinar, Investing Basics, on 3/10. Save Money on Food - Get Savvy Webinar RecordingFeb 24, 2021 1:00 pm0 views At the end of a busy day, when you’re hungry and tired, do you go home knowing you’re all set to prepare a tasty, healthy dinner? Are you happy with how much money you spend on food? Would you like to learn some tricks for eating well for less money? If any of these questions resonate with you, then How to Save on Food is the educational opportunity for you!Podcast: Preparing for RetirementFeb 24, 2021 12:00 pm4 views Episode 12 of Making Cents of Money, Preparing for Retirement, discussed the retirement savings crisis, the different types of retirement plans that exist, and the Secure Choice plan in Illinois. Listen to special guest, Courtney Eccles, from the Illinois Treasurer's Office to learn more about the Secure Choice program for small businesses in Illinois.Podcast: Saving for College with a 529 Savings PlanFeb 10, 2021 12:00 pm26 views Episode 11 of Making Cents of Money, Saving for College with a 529 Savings Plan, explored 529 plans, including how they funciton, a bit on their history, and how they differ from other savings vehicles. Listen to special guests, Fernando Diaz and John MItchell, from the Illinois Treasurer's Office to learn more about options in Illinois.Seasonal Themes: Get More Done with a Mindset ShiftJan 29, 2021 11:00 am136 views Has Your New Year's Resolution Failed? Try a Seasonal Theme!Tackling Taxes - Get Savvy Webinar RecordingJan 27, 2021 1:00 pm30 views Taxes are complicated, whether you’re a first time filer or have been filing for years. How do you know if you’re required to file? What are deductions and credits? Why are there so many forms, and what are they for? Join us as we walk you through the basics of taxes and provide resources to help you file for free.Podcast: TaxesJan 26, 2021 12:00 pm8 views Episode 10 of Making Cents of Money, Taxes, discussed common terms, forms, and considerations for filing taxes in preparation for our Get Savvy: Grow Your Green Stuff webinar, Tackling Taxes, on 1/27. Podcast: Financial Education and Financial LiteracyJan 14, 2021 12:00 pm8 views Episode 9 of Making Cents of Money, Financial Education and Financial Literacy, reviewed the state of financial literacy in the United States, programs for pre-K through high school students, and resources to help parents and teachers support learning about finances in a variety of ways.Podcast: Holiday Savings Tips and New Year's GoalsDec 17, 2020 12:00 pm2 views Episode 8 of Making Cents of Money, Holiday Savings Tips and New Year's Goals, explored tips to help prepare for a less stressful holiday season over the coming year as well as ways to set S.M.A.R.T. goals, be it financial or otherwise.Podcast: The Anti-Predatory Lending DatabaseDec 3, 2020 12:00 pm24 views Episode 7 of Making Cents of Money, The Anti-Predatory Lending Database, discusses predatory lending and the Anti-Predatory Lending Database (APLD) in Illinois. Katie Liss from IDFPR Division of Banking breaks down predatory lending in mortgages and how the APLD helps mitigate some predatory lending practices.Podcast: Fending Off FraudNov 19, 2020 12:00 pm10 views Episode 6 of Making Cents of Money, Fending Off Fraud, discusses what you need to know about the different types of fraud scamers use (especially during the COVID-19 pandemic, how to prevent fraud, and what to do if you become a victim.Focus Your Spending with ListsNov 18, 2020 4:00 pm49 views Lists are helpful for all kinds of things, but how can they help you focus your spending?Overcoming Spending TemptationsNov 16, 2020 3:30 pm111 views Get some idea starters on how to overcome spending temptations, just in time for the shopping season! Podcast: Understanding CreditNov 10, 2020 12:00 pm8 views Episode 5 of Making Cents of Money, Understanding Credit, explores the complicated world of credit to help demystify things like scores, reports, and credit management.Setting Goals for Your Well-beingNov 6, 2020 9:00 am699 views Explore how Maslow's hierarchy of needs and the dimensions of well-being can help you set, prioritize, and manage your SMART goals.Podcast: Preventing Identity TheftOct 22, 2020 12:00 pm4 views Episode 4 of Making Cents of Money, Preventing Identity Theft, looks at identity theft and fraud statistics as well as how we can protect our money from potential theft.Podcast: Technology and Your MoneyOct 5, 2020 12:00 pm4 views Episode 3 of Making Cents of Money, Technology and Your Money, explores how financial technologies are evolving and what that means for keeping our money safe.6 Considerations for Finding Funding During COVID-19Oct 2, 2020 4:45 pm24 views Finding money for your education, especially grad school, can be more difficult now. Read the 6 considerations for finding funding during COVID-19 to learn about searching for fellowships. Podcast: Banked or Unbanked - Choosing Financial Services for YouSep 23, 2020 12:00 pm16 views Episode 2 of Making Cents of Money, Banked or Unbanked - Choosing Financial Services for You, is all about defining unbanked/underbanked, the differences between banks & credit unions, and how to choose the right financial institution for you. Learn from Illinois' Director of Banking, Chasse Rehwinkel, and Director of Financial Institutions, Francisco Menchaca.Podcast Partnership Launching with Illinois Division of Financial & Professional Regulation!Aug 31, 2020 9:15 am80 views A new podcast launched today, Making Cents of Money, co-hosted by our very own Andrea Pellegrini and Illinois Division of Financial & Professional Regulation's Nikki Giancola-Shanks!How do people with vision impairments manage money?Jun 16, 2020 12:45 pm28 views Vision impairments can complicate how people manage their money. Learn about ways that people with reduced vision or blindness can be empowered to navigate finances on their own.Summer 2020 #UIMoney Tweet Chat SeriesJun 2, 2020 12:30 pm73 views SMMC is hosting several tweet chats this summer to help our students, alumni, and friends prepare for a variety of financial transitions during a time filled with uncertainty.Top 5 Financial Reminders for International StudentsJun 1, 2020 5:45 pm120 views Tuition & fees will be due before you know it, so here are the top 5 financial reminders for International Students.Virtual Financial EducationMar 18, 2020 1:00 pm256 views We put together a list of ways you can enhance your financial knowledge through virtual means as well as a few tips if you're teaching online for the first time.Coronavirus Challenges Our Financial SecurityMar 18, 2020 11:45 am380 views We have defined a few financial terms to make it easier to stay up-to-date on how COVID-19 is impacting our finances.COVID-19 Update: Changes to SMMC ServicesMar 13, 2020 3:00 pm49 views All financial coaching appointments will be conducted via zoom, and no in-person events or presentations will be available through SMMC until further notice. Read on for details.UISAVES Week 3: Building Financial HabitsFeb 29, 2020 11:30 am48 views The reality of personal finance is that it is personal and requires behavior change. Learn ways to make behavior changes easier to accomplish your goals.UISAVES Week 2: Small Amounts Add UpFeb 22, 2020 11:30 am81 views An important part of building a savings habit is understanding how small amounts add up. UISAVES Week 1: Goal-settingFeb 16, 2020 11:30 am81 views A strong foundation to any financial plan are goals. Set a goal with #UISAVES to connect with resources to help. universityillinoissaves.orgFinding Funding Opportunities: Insights From a Current PhD StudentMar 13, 2019 3:00 pm52 views Funding is one of the biggest factors in determining what kind of financial decisions you make as a graduate student. Taking on federal student loans, using your employment to fund your degree, using your savings, getting help from family members, etc. We all want to make decisions that will benefit us most--and while the above are all good options depending on your individual situation, nothing beats “free money” like fellowships, assistantships, grants and scholarships. IOUs: There's an App for That!Oct 14, 2016 3:30 pm16 views Have you heard of Venmo? Squarecash? These are just a few of the apps that allow you to send money to anyone, anywhere, anytime. From a convenience standpoint, these advances are amazing—but what are the costs of convenience?My Account is in Collections! Now What?Jul 26, 2015 12:00 pm35 views Tips to help you cope with & resolve accounts in collections.Expect the Unexpected: Saving For EmergenciesJan 15, 2015 11:00 am10 views Planning for the unexpected can ensure that you are able to weather a financial hardship should you lose your job, have a car repair, or any other unplanned expense. By having savings set aside for emergencies, you decrease the need to rely on credit cards or loans to cover emergency situations. Your college years can be an ideal time to create and build your emergency savings.