blog posts Financial Literacy Around the World Apr 15, 2022 5:45 pm8590 views Financial education influences financial literacy and financial well-being around the world. This article highlights some statistics on financial literacy around the world, financial inclusion as well as financial resilience. Setting Goals for Your Well-being Nov 6, 2020 9:00 am3286 views Explore how Maslow's hierarchy of needs and the dimensions of well-being can help you set, prioritize, and manage your SMART goals. Factors Influencing Financial Knowledge Apr 22, 2022 10:45 pm1711 views This article highlights some of the factors that influence financial knowledge, factors that affect one's appreciation of financial concepts, habits, and decisions. Cultural Influences (Socialization) on Financial Literacy and Habits Apr 29, 2022 5:45 pm761 views This is the final article in the series for Financial Literacy Month. The article focuses on how cultural influences (socialization) affect financial literacy and habits. Seasonal Themes: Get More Done with a Mindset Shift Jan 29, 2021 11:00 am430 views Has Your New Year's Resolution Failed? Try a Seasonal Theme! Overcoming Spending Temptations Nov 16, 2020 3:30 pm427 views Get some idea starters on how to overcome spending temptations, just in time for the shopping season! Coronavirus Challenges Our Financial Security Mar 18, 2020 11:45 am388 views We have defined a few financial terms to make it easier to stay up-to-date on how COVID-19 is impacting our finances. How do people with vision impairments manage money? Jun 16, 2020 12:45 pm334 views Vision impairments can complicate how people manage their money. Learn about ways that people with reduced vision or blindness can be empowered to navigate finances on their own. Virtual Financial Education Mar 18, 2020 1:00 pm266 views We put together a list of ways you can enhance your financial knowledge through virtual means as well as a few tips if you're teaching online for the first time. Focus Your Spending with Lists Nov 18, 2020 4:00 pm239 views Lists are helpful for all kinds of things, but how can they help you focus your spending? Practicing Self-Advocacy in Your Financial, Professional and Social Life Mar 29, 2021 4:30 pm205 views Self-advocacy is an important skill to practice, particularly right now. Whether it's getting the resources you need to succeed in school or setting boundaries with your loved ones so you can focus on your own well-being, it's important to communicate with others about your needs, wants, and struggles throughout your life. Top 5 Financial Reminders for International Students Jun 1, 2020 5:45 pm143 views Tuition & fees will be due before you know it, so here are the top 5 financial reminders for International Students. Financial Socialization and Influences of K-12 Financial Education on Adult Financial Decisions Apr 8, 2022 11:30 am116 views Financial socialization, as well as formal financial education in the early stages of life, do influence adult attitudes, habits, and decisions concerning money. Looking at what state legislation exists in promoting K-12 financial education as well as resources for policymakers and parents in providing spaces for early exposure to financial education may help. UISAVES Week 1: Goal-setting Feb 16, 2020 11:30 am114 views A strong foundation to any financial plan are goals. Set a goal with #UISAVES to connect with resources to help. universityillinoissaves.org Podcast Partnership Launching with Illinois Division of Financial & Professional Regulation! Aug 31, 2020 9:15 am110 views A new podcast launched today, Making Cents of Money, co-hosted by our very own Andrea Pellegrini and Illinois Division of Financial & Professional Regulation's Nikki Giancola-Shanks! Podcast: Student Loans Apr 13, 2021 12:00 pm104 views Episode 16 of Making Cents of Money, Student Loans, lays out some student loan statistics, considerations, and protections for borrowers in preparation for our webinar on Student Loan Repayment tomorrow! 6 Considerations for Finding Funding During COVID-19 Oct 2, 2020 4:45 pm96 views Finding money for your education, especially grad school, can be more difficult now. Read the 6 considerations for finding funding during COVID-19 to learn about searching for fellowships. UISAVES Week 2: Small Amounts Add Up Feb 22, 2020 11:30 am86 views An important part of building a savings habit is understanding how small amounts add up. Summer 2020 #UIMoney Tweet Chat Series Jun 2, 2020 12:30 pm76 views SMMC is hosting several tweet chats this summer to help our students, alumni, and friends prepare for a variety of financial transitions during a time filled with uncertainty. Podcast: Paying for College with Scholarships Nov 18, 2022 12:00 pm73 views In episode 52 of Making Cents of Money, Nikki and Andrea talk to special guest, Kara Holloway, Director of Scholarships at UIC, about paying for college with scholarships. Podcast: Budgeting Jun 17, 2021 12:00 pm65 views In episode 20 of Making Cents of Money, Budgeting, Nikki, Andrea, and Jake cover a few of the most popular budgeting (or spending plan, if you prefer) methods to help you think about building a financial plan. Podcast: Saving for College with a 529 Savings Plan Feb 10, 2021 12:00 pm61 views Episode 11 of Making Cents of Money, Saving for College with a 529 Savings Plan, explored 529 plans, including how they function, a bit on their history, and how they differ from other savings vehicles. Listen to special guests, Fernando Diaz and John Mitchell, from the Illinois Treasurer's Office to learn more about options in Illinois. Podcast: Conscious Credit Apr 7, 2021 12:00 pm58 views Episode 15 of Making Cents of Money, Conscious Credit, demystifies parts of the credit system in the United States thanks to our guests, Camaya Wallace Bechard, from University of Illinois Extension, and Natalie Daniels, from DePaul University. Podcast: Revisiting Travel Nov 23, 2022 12:00 pm58 views In episode 53 of Making Cents of Money, Andrea & Nikki discuss a few updates to consider when traveling before re-airing the Time to Travel podcast from July 2021. Finding Funding Opportunities: Insights From a Current PhD Student Mar 13, 2019 3:00 pm57 views Funding is one of the biggest factors in determining what kind of financial decisions you make as a graduate student. Taking on federal student loans, using your employment to fund your degree, using your savings, getting help from family members, etc. We all want to make decisions that will benefit us most--and while the above are all good options depending on your individual situation, nothing beats “free money” like fellowships, assistantships, grants and scholarships. Podcast: Preventing Identity Theft Oct 22, 2020 12:00 pm55 views Episode 4 of Making Cents of Money, Preventing Identity Theft, looks at identity theft and fraud statistics as well as how we can protect our money from potential theft. Podcast: Conscious Consumerism Mar 13, 2023 12:00 pm53 views In episode 59 of Making Cents of Money, Andrea and Nikki discuss the meaning of conscious consumerism and how aligning your spending with your values can make an impact. Podcast: Federal Student Loan Forgiveness Sep 21, 2022 12:00 pm52 views In episode 48 of Making Cents of Money, Andrea and Nikki talk about the differences between the federal student loan cancellation in Biden-Harris Administration's Student Debt Relief Plan and the temporary Public Service Loan Forgiveness Waiver that has a quickly approaching deadline of October 31st. COVID-19 Update: Changes to SMMC Services Mar 13, 2020 3:00 pm50 views All financial coaching appointments will be conducted via zoom, and no in-person events or presentations will be available through SMMC until further notice. Read on for details. UISAVES Week 3: Building Financial Habits Feb 29, 2020 11:30 am49 views The reality of personal finance is that it is personal and requires behavior change. Learn ways to make behavior changes easier to accomplish your goals. Podcast: Fintech and Digital Assets Feb 1, 2023 12:00 pm44 views In episode 56 of Making Cents of Money, David DeCarlo, IDFPR's Regulatory Innovation Officer, discussed what consumers should know about digital assets and regulation in this new era of fintech. Podcast: Return to Repayment (Student Loans Update) Apr 7, 2023 12:00 pm44 views In episode 60 of Making Cents of Money, Andrea and Nikki talk about the current status of federal student loans and how to prepare for the return to repayment which is expected in the next few months. Podcast: The Anti-Predatory Lending Database Dec 3, 2020 12:00 pm44 views Episode 7 of Making Cents of Money, The Anti-Predatory Lending Database, discusses predatory lending and the Anti-Predatory Lending Database (APLD) in Illinois. Katie Liss from IDFPR Division of Banking breaks down predatory lending in mortgages and how the APLD helps mitigate some predatory lending practices. Podcast: Understanding Credit Nov 10, 2020 12:00 pm42 views Episode 5 of Making Cents of Money, Understanding Credit, explores the complicated world of credit to help demystify things like scores, reports, and credit management. Podcast: Money Personalities & Financial Well-being Aug 4, 2021 11:00 am38 views In episode 23 of Making Cents of Money, Money Personalities & Financial Well-being, Andrea, Jake, and Nikki discuss several financial personality inventories and the CFPB's financial well-being scale as tools to better understand financial values, habits, and internal feelings around money. Podcast: Financial Security and Stress Dec 8, 2021 12:00 pm38 views In episode 31 of Making Cents of Money, Financial Security and Stress, Andrea, Nikki, and Jake talk about statistics related to both financial security and stress and tips to deal with them. My Account is in Collections! Now What? Jul 26, 2015 12:00 pm37 views Tips to help you cope with & resolve accounts in collections. Podcast: Choosing a Financial Professional Sep 1, 2021 12:00 pm37 views In episode 25 of Making Cents of Money, Choosing a Financial Professional, Andrea, Jake, and Nikki talk to Kathy Sweedler from University of Illinois Extension about type of financial professionals, credentials, and how to choose one that best meets your needs. Podcast: Happy International Women's Day! Mar 8, 2023 12:00 pm35 views In episode 58 of Making Cents of Money, Andrea and Nikki interviewed SMMC's very own Ramya Vaidyanathan about her experience providing financial education to women in India. Podcast: Credit Scores Nov 2, 2022 12:00 pm31 views In episode 51 of Making Cents of Money, Nikki and Andrea discuss some of the ins and outs of credit scores, the credit ecosystem, and building credit to your advantage. Tackling Taxes - Get Savvy Webinar Recording Jan 27, 2021 1:00 pm30 views Taxes are complicated, whether you’re a first time filer or have been filing for years. How do you know if you’re required to file? What are deductions and credits? Why are there so many forms, and what are they for? Join us as we walk you through the basics of taxes and provide resources to help you file for free. Podcast: Establishing a Vision for Your Life Jan 20, 2022 12:00 pm28 views In episode 33 of Making Cents of Money, Establishing a Vision for Your Life, Andrea, Nikki, and Jake talk to Donovan Sanchez, CFP and instructor of financial planning at University of Illinois Urbana Champaign about making meaningful money choices that allow you to live life now and make progress towards the future. Podcast: Banked or Unbanked - Choosing Financial Services for You Sep 23, 2020 12:00 pm28 views Episode 2 of Making Cents of Money, Banked or Unbanked - Choosing Financial Services for You, is all about defining unbanked/underbanked, the differences between banks & credit unions, and how to choose the right financial institution for you. Learn from Illinois' Director of Banking, Chasse Rehwinkel, and Director of Financial Institutions, Francisco Menchaca. Podcast: Becoming an Entrepreneur! Oct 19, 2022 12:00 pm28 views In episode 50 of Making Cents of Money, Steve Bob from UIC Entrepreneurial Support Program joins Andrea and Nikki to discuss what to think about when it comes to starting your own business. Podcast: Investing to Reach Financial Goals Feb 15, 2023 12:00 pm26 views In episode 57 of Making Cents of Money, Andrea and Nikki interviewed Alan Sorcher and Anne McKinley from the US Securities and Exchange Commission on strategic ways to approach investing to build wealth. Saving Up for a Side Hustle May 12, 2023 1:00 pm25 views To complement our Side Hustles & Small Businesses webinar from last fall, we wanted to share some tips on saving up for starting a small business. Podcast: Time to Travel! Jul 7, 2021 12:00 pm25 views In episode 21 of Making Cents of Money, Time to Travel!, Nikki, Andrea, and Jake discuss travel aspirations, goals, and tips for planning a trip to help you make your next dream vacation a reality. Podcast: Emergency Funds Sep 16, 2021 12:00 pm25 views In episode 26 of Making Cents of Money, Emergency Funds, Jake, Nikki, and Andrea discuss the value of building emergency funds and a few ways to get started. Podcast: Protecting Pets May 10, 2022 12:00 pm24 views In episode 39 of Making Cents of Money, Protecting Pets, Andrea, Jake, and Nikki discuss pet insurance and other ways to handle the financial risk of vet bills for our pets with Presley Fee, Digital Financial Planning Program Coordinator at University of Illinois Urbana-Champaign. Podcast: Financial Education and Financial Literacy Jan 14, 2021 12:00 pm23 views Episode 9 of Making Cents of Money, Financial Education and Financial Literacy, reviewed the state of financial literacy in the United States, programs for pre-K through high school students, and resources to help parents and teachers support learning about finances in a variety of ways.