blog posts Banking Locations Near Each University Jun 14, 2023 9:30 am89 views Looking for a financial institution on campus? Explore our Google Map for locations on or close to each campus in the University of Illinois System. Behavioral Economics: Five Ways to Shift Your Habits Nov 8, 2023 4:00 pm119 views When considering decision-making in terms of your finances, it’s important to understand behavioral economics so we can develop healthier spending habits and save money along the way. Breaking a Rental Lease in Illinois Sep 1, 2023 5:15 pm277 views Kwabena Sarfo Adjei, SMMC Support Specialist and LLM student at University of Illinois Urbana-Champaign's College of Law, describes how he was able to get out of his rental lease after finding the rental property did not meet his expectations. Budget Hacks - Get Savvy Webinar Recording Oct 21, 2020 1:00 pm50 views Money can be messy - it's not just about numbers, calculators and excel sheets. If you're looking for new ways to manage your money mess, we have the budget hacks for you! Learn how to take what we know about human behavior and choices to build better financial habits. Buying vs Renting a Home - Get Savvy Webinar Recording Apr 13, 2022 1:00 pm4 views Explore the differences between renting & buying and what to consider when deciding what's best for your situation by watching this webinar recording from April 13, 2022. Conscious Consumerism - Get Savvy Webinar Recording Nov 11, 2021 1:00 pm0 views Learn how you can align your own behaviors with your personal values and goals with this webinar recording from November 10, 2021. Creating Your Own Financial Education Plan Apr 19, 2021 4:00 pm39 views Use this guide to identify what modules in the University of Illinois Financial Literacy Badges Program align with your financial education needs and make a learning plan for yourself! Decreasing Borrowing While in School Aug 14, 2023 1:30 pm26 views Student loans can be a valuable tool for increasing access to higher education, but it does come with a cost. Learn how to limit those costs while in school so you decrease future costs of compounding interest. Financial Aid Notifications: Cost of Attendance is Estimated Aug 9, 2023 1:30 pm31 views Financial aid notifications, or award letters, contain valuable information that help you understand the costs of college. However, it's important to remember that Cost of Attendance is an estimate. Financial Literacy Around the World Apr 15, 2022 5:45 pm12988 views Financial education influences financial literacy and financial well-being around the world. This article highlights some statistics on financial literacy around the world, financial inclusion as well as financial resilience. Focus Your Spending with Lists Nov 18, 2020 4:00 pm284 views Lists are helpful for all kinds of things, but how can they help you focus your spending? Food Insecurity Takes on New Meaning in 2020 Sep 25, 2020 1:00 pm64 views As Hunger Action Month comes to a close, we're reflect on how food insecurity has looked different in 2020 than in previous years. Friday the 13th! Financial Planning to Avoid Unlucky Losses Mar 13, 2020 10:00 am125 views Friday the 13th is often considered an unlucky day, but let's talk about how to improve your luck with personal finance! Funding a College Education Aug 11, 2023 1:30 pm26 views Funding your education can be a daunting task, but there are many tools to help students and their families cover the cost of a college education. Funding New Year's Festivities Dec 10, 2019 2:30 pm22 views The best way to manage your finances on New Year’s Eve is to plan ahead and set a defined budget you are comfortable with. Read more tips to save while celebrating. Gratitude & Personal Finances Nov 18, 2022 3:45 pm93 views There are so many things to be grateful for in this life. As we go into the holiday season, in this article we will discuss about how gratitude impacts our finances. How do people with vision impairments manage money? Jun 16, 2020 12:45 pm507 views Vision impairments can complicate how people manage their money. Learn about ways that people with reduced vision or blindness can be empowered to navigate finances on their own. How to Support Small Businesses During COVID-19 Mar 31, 2020 1:00 pm41 views Here are ways you can help support small businesses during COVID-19. Identifying Expenses: Fixed, Flexible, or Occasional? Aug 7, 2023 1:30 pm194 views If you're looking for a better understanding of how to categorize expenses in your budget or spending plan, explore the differences between fixed, flexible, and occassional costs. Inflation: When Prices Rise - Get Savvy Webinar Recording Sep 28, 2022 1:00 pm10 views Learn about how inflation impacts individual consumers by watching this webinar recording from September 28 2022. IOUs: There's an App for That! Oct 14, 2016 3:30 pm17 views Have you heard of Venmo? Squarecash? These are just a few of the apps that allow you to send money to anyone, anywhere, anytime. From a convenience standpoint, these advances are amazing—but what are the costs of convenience? Leveraging FinTech - Get Savvy Webinar Recording Aug 19, 2021 1:00 pm0 views Learn about new financial technologies as well as considerations and protections that may be helpful in choosing fintech for navigating your financial journey. Memes & Money: What are the Facts? - Get Savvy Webinar Recording Jan 25, 2023 1:00 pm0 views Learn about money memes, digital assets, and more by watching this webinar recording from January 25, 2023. Overcoming Spending Temptations Nov 16, 2020 3:30 pm494 views Get some idea starters on how to overcome spending temptations, just in time for the shopping season! Podcast: April 30th Student Loan Deadline Apr 8, 2024 12:00 pm4 views In episode 81 of Making Cents of Money, April 30th Student Loan Deadline, we discuss a critical deadline for FFEL, Perkins, or Health Education Assistance Loans (HEAL) borrowers on income-driven repayment (IDR) plans. Podcast: Banked or Unbanked - Choosing Financial Services for You Sep 23, 2020 12:00 pm32 views Episode 2 of Making Cents of Money, Banked or Unbanked - Choosing Financial Services for You, is all about defining unbanked/underbanked, the differences between banks & credit unions, and how to choose the right financial institution for you. Learn from Illinois' Director of Banking, Chasse Rehwinkel, and Director of Financial Institutions, Francisco Menchaca. Podcast: Budgeting Jun 17, 2021 12:00 pm93 views In episode 20 of Making Cents of Money, Budgeting, Nikki, Andrea, and Jake cover a few of the most popular budgeting (or spending plan, if you prefer) methods to help you think about building a financial plan. Podcast: Building Wealth After Graduation Mar 25, 2024 12:00 pm7 views In episode 80 of Making Cents of Money, Building Wealth After Graduation, Donovan Sanchez returns to talk about how to navigate juggling multiple goals during the transition to life after college. Podcast: Buying a Car! Jul 21, 2021 12:00 pm17 views In episode 22 of Making Cents of Money, Buying a Car!, Nikki, Andrea, and Jake explain the true costs of car ownership as well as the terms and tools to know about before you buy your next vehicle. Podcast: Buying a Home! Mar 16, 2022 12:00 pm24 views In episode 36 of Making Cents of Money, Buying a Home!, Andrea, Jake, and Nikki explain terminology, tools, and the basics steps of buying a home. Podcast: Choosing a Financial Professional Sep 1, 2021 12:00 pm45 views In episode 25 of Making Cents of Money, Choosing a Financial Professional, Andrea, Jake, and Nikki talk to Kathy Sweedler from University of Illinois Extension about type of financial professionals, credentials, and how to choose one that best meets your needs. Podcast: Cryptocurrencies Aug 18, 2021 3:00 pm19 views In episode 24 of Making Cents of Money, Cryptocurrencies, Andrea, Jake, and Nikki talk to Professor Lamont Black from DePaul University about cryptocurrencies, discussing everything from the blockchain technology behind them to their utility in the world of fintech. Podcast: Employment Feb 23, 2022 12:00 pm18 views In episode 35 of Making Cents of Money, Employment, Andrea, Jake, and Nikki continue the podcast series on economic indicators by discussing metrics related to employment. Podcast: Establishing a Vision for Your Life Jan 20, 2022 12:00 pm31 views In episode 33 of Making Cents of Money, Establishing a Vision for Your Life, Andrea, Nikki, and Jake talk to Donovan Sanchez, CFP and instructor of financial planning at University of Illinois Urbana Champaign about making meaningful money choices that allow you to live life now and make progress towards the future. Podcast: Financial Planner vs AI Jul 12, 2023 12:00 pm16 views In episode 65 of Making Cents of Money, Financial Planner vs AI, we discuss the pros and cons of using Artificial Intelligence language model, ChatGPT, to answer financial planning questions with the help of Donovan Sanchez, CFP®. Podcast: Financial Security and Stress Dec 8, 2021 12:00 pm50 views In episode 31 of Making Cents of Money, Financial Security and Stress, Andrea, Nikki, and Jake talk about statistics related to both financial security and stress and tips to deal with them. Podcast: Gross Domestic Product (GDP) Dec 22, 2021 12:00 pm24 views In episode 32 of Making Cents of Money, Gross Domestic Product (GDP), Andrea, Nikki, and Jake explain Gross Domestic Product as part of an ongoing mini series on economic indicators. Podcast: Gross National Happiness Feb 9, 2022 12:00 pm9 views In episode 34 of Making Cents of Money, Gross National Happiness, Jake and Nikki discuss an alternative metric to Gross Domestic Product that some countries use to help monitor the health of their economies called Gross National Happiness. Podcast: Inflation Nov 17, 2021 12:00 pm15 views In episode 30 of Making Cents of Money, Inflation, Jake, Nikki, and Andrea discuss what inflation is as one of many metrics to gauge how an economy is doing and how it impacts our spending power as consumers. Podcast: Is Crypto the Wild West? Feb 26, 2024 12:00 pm8 views In episode 78 of Making Cents of Money, Is Crypto the Wild West?, David DeCarlo and Jake Hamilton join us to discuss what regulation does and does not exist for consumers regarding crypto. Podcast: Money Personalities & Financial Well-being Aug 4, 2021 11:00 am45 views In episode 23 of Making Cents of Money, Money Personalities & Financial Well-being, Andrea, Jake, and Nikki discuss several financial personality inventories and the CFPB's financial well-being scale as tools to better understand financial values, habits, and internal feelings around money. Podcast: Mortgages Apr 14, 2022 12:00 pm21 views In episode 38 of Making Cents of Money, Renting!, Andrea, Jake, and Nikki interview IDFPR's Anti-Predatory Lending Database Director, Kari Beyer, about the ins and outs of mortgages. Podcast: Real Estate May 5, 2021 12:00 pm17 views Episode 17 of Making Cents of Money, Real Estate, explains the world of real estate professions and what to consider when hiring professionals to help you buy or manage a home or other real estate property! Podcast: Renting! Mar 30, 2022 12:00 pm14 views In episode 37 of Making Cents of Money, Renting!, Andrea, Jake, and Nikki discuss the basic steps and what to watch for when renting a place to live. Podcast: Selling a Home Jul 20, 2022 12:00 pm16 views In episode 45 of Making Cents of Money, Andrea and Nikki discuss many aspects of selling a home so you can make more informed choices when it comes time to sell your own home. Podcast: Setting & Prioritizing Financial Goals Dec 20, 2023 12:00 pm48 views In episode 75 of Making Cents of Money, Setting & Prioritizing Financial Goals, Nikki and Andrea discussed several strategies for setting, prioritizing, and re-prioritizing financial goals... just in time for the new year! Podcast: Shopping for Appliances Jul 8, 2022 12:00 pm12 views In episode 44 of Making Cents of Money, Nikki and Andrea talk about shopping for appliances, and they've focused on times when it may be a surprise shopping need! Podcast: Tax Talk Feb 9, 2024 12:00 pm6 views In episode 77 of Making Cents of Money, Tax Talk, Andrea and Nikki talk tax... forms, terms, and more as the April 15 federal tax deadline approaches. Podcast: Technology and Your Money Oct 5, 2020 12:00 pm15 views Episode 3 of Making Cents of Money, Technology and Your Money, explores how financial technologies are evolving and what that means for keeping our money safe. Podcast: The Community Reinvestment Act Aug 17, 2022 12:00 pm13 views In episode 47 of Making Cents of Money, Chasse Rehwinkel joined Nikki & Andrea to discuss the Community Reinvestment Act and how it is intended to support economic equality.