blog posts Banking Locations Near Each University Jun 14, 2023 9:30 am336 views Looking for a financial institution on campus? Explore our Google Map for locations on or close to each campus in the University of Illinois System. Behavioral Economics: Five Ways to Shift Your Habits Nov 8, 2023 4:00 pm145 views When considering decision-making in terms of your finances, it’s important to understand behavioral economics so we can develop healthier spending habits and save money along the way. Breaking a Rental Lease in Illinois Sep 1, 2023 5:15 pm611 views Kwabena Sarfo Adjei, SMMC Support Specialist and LLM student at University of Illinois Urbana-Champaign's College of Law, describes how he was able to get out of his rental lease after finding the rental property did not meet his expectations. Budget Hacks - Get Savvy Webinar Recording Oct 21, 2020 1:00 pm50 views Money can be messy - it's not just about numbers, calculators and excel sheets. If you're looking for new ways to manage your money mess, we have the budget hacks for you! Learn how to take what we know about human behavior and choices to build better financial habits. Budgeting for a Week: A Realistic Approach Nov 8, 2024 4:00 pm92 views Budgeting empowers you to work toward reasonable financial goals, keeping you from overspending and accruing debt. Explore steps you can take this week to start building a budgeting habit. Buying vs Renting a Home - Get Savvy Webinar Recording Apr 13, 2022 1:00 pm5 views Explore the differences between renting & buying and what to consider when deciding what's best for your situation by watching this webinar recording from April 13, 2022. Conscious Consumerism - Get Savvy Webinar Recording Nov 11, 2021 1:00 pm2 views Learn how you can align your own behaviors with your personal values and goals with this webinar recording from November 10, 2021. Creating Your Own Financial Education Plan Apr 19, 2021 4:00 pm44 views Use this guide to identify what modules in the University of Illinois Financial Literacy Badges Program align with your financial education needs and make a learning plan for yourself! Decreasing Borrowing While in School Aug 14, 2023 1:30 pm35 views Student loans can be a valuable tool for increasing access to higher education, but it does come with a cost. Learn how to limit those costs while in school so you decrease future costs of compounding interest. Facilitator Guide - How to Throw a Webinar Watch Party Jun 11, 2024 10:00 am16 views We aren't able to accommodate workshops by request, but we have dozens of webinar recordings on YouTube and plan new, live webinars each academic year on different financial topics. You can empower your peers or students with increased financial knowledge by throwing a webinar watch party. Financial Aid Notifications: Cost of Attendance is Estimated Aug 9, 2023 1:30 pm51 views Financial aid notifications, or award letters, contain valuable information that help you understand the costs of college. However, it's important to remember that Cost of Attendance is an estimate. Financial Literacy Around the World Apr 15, 2022 5:45 pm16065 views Financial education influences financial literacy and financial well-being around the world. This article highlights some statistics on financial literacy around the world, financial inclusion as well as financial resilience. Focus Your Spending with Lists Nov 18, 2020 4:00 pm321 views Lists are helpful for all kinds of things, but how can they help you focus your spending? Food Insecurity Takes on New Meaning in 2020 Sep 25, 2020 1:00 pm64 views As Hunger Action Month comes to a close, we're reflect on how food insecurity has looked different in 2020 than in previous years. Friday the 13th! Financial Planning to Avoid Unlucky Losses Mar 13, 2020 10:00 am144 views Friday the 13th is often considered an unlucky day, but let's talk about how to improve your luck with personal finance! Funding a College Education Aug 11, 2023 1:30 pm37 views Funding your education can be a daunting task, but there are many tools to help students and their families cover the cost of a college education. Funding New Year's Festivities Dec 10, 2019 2:30 pm22 views The best way to manage your finances on New Year’s Eve is to plan ahead and set a defined budget you are comfortable with. Read more tips to save while celebrating. Gratitude & Personal Finances Nov 18, 2022 3:45 pm114 views There are so many things to be grateful for in this life. As we go into the holiday season, in this article we will discuss about how gratitude impacts our finances. How do people with vision impairments manage money? Jun 16, 2020 12:45 pm602 views Vision impairments can complicate how people manage their money. Learn about ways that people with reduced vision or blindness can be empowered to navigate finances on their own. How to Support Small Businesses During COVID-19 Mar 31, 2020 1:00 pm48 views Here are ways you can help support small businesses during COVID-19. Identifying Expenses: Fixed, Flexible, or Occasional? Aug 7, 2023 1:30 pm512 views If you're looking for a better understanding of how to categorize expenses in your budget or spending plan, explore the differences between fixed, flexible, and occassional costs. Inflation: When Prices Rise - Get Savvy Webinar Recording Sep 28, 2022 1:00 pm12 views Learn about how inflation impacts individual consumers by watching this webinar recording from September 28 2022. IOUs: There's an App for That! Oct 14, 2016 3:30 pm17 views Have you heard of Venmo? Squarecash? These are just a few of the apps that allow you to send money to anyone, anywhere, anytime. From a convenience standpoint, these advances are amazing—but what are the costs of convenience? Leveraging FinTech - Get Savvy Webinar Recording Aug 19, 2021 1:00 pm0 views Learn about new financial technologies as well as considerations and protections that may be helpful in choosing fintech for navigating your financial journey. Memes & Money: What are the Facts? - Get Savvy Webinar Recording Jan 25, 2023 1:00 pm0 views Learn about money memes, digital assets, and more by watching this webinar recording from January 25, 2023. Overcoming Spending Temptations Nov 16, 2020 3:30 pm563 views Get some idea starters on how to overcome spending temptations, just in time for the shopping season! Podcast: April 30th Student Loan Deadline Apr 8, 2024 12:00 pm33 views In episode 81 of Making Cents of Money, April 30th Student Loan Deadline, we discuss a critical deadline for FFEL, Perkins, or Health Education Assistance Loans (HEAL) borrowers on income-driven repayment (IDR) plans. Podcast: Banked or Unbanked - Choosing Financial Services for You Sep 23, 2020 12:00 pm37 views Episode 2 of Making Cents of Money, Banked or Unbanked - Choosing Financial Services for You, is all about defining unbanked/underbanked, the differences between banks & credit unions, and how to choose the right financial institution for you. Learn from Illinois' Director of Banking, Chasse Rehwinkel, and Director of Financial Institutions, Francisco Menchaca. Podcast: Basic Needs & Needs Insecurity Oct 7, 2024 12:00 pm9 views In episode 95 of Making Cents of Money, basic needs and needs security and some adjacent terms, like financial fragility, are discussed by our co-hosts, Kimber and Andrea. Podcast: Budgeting Jun 17, 2021 12:00 pm110 views In episode 20 of Making Cents of Money, Budgeting, Nikki, Andrea, and Jake cover a few of the most popular budgeting (or spending plan, if you prefer) methods to help you think about building a financial plan. Podcast: Building Wealth After Graduation Mar 25, 2024 12:00 pm73 views In episode 80 of Making Cents of Money, Building Wealth After Graduation, Donovan Sanchez returns to talk about how to navigate juggling multiple goals during the transition to life after college. Podcast: Buying a Car! Jul 21, 2021 12:00 pm21 views In episode 22 of Making Cents of Money, Buying a Car!, Nikki, Andrea, and Jake explain the true costs of car ownership as well as the terms and tools to know about before you buy your next vehicle. Podcast: Buying a Home! Mar 16, 2022 12:00 pm32 views In episode 36 of Making Cents of Money, Buying a Home!, Andrea, Jake, and Nikki explain terminology, tools, and the basics steps of buying a home. Podcast: Choosing a Financial Professional Sep 1, 2021 12:00 pm52 views In episode 25 of Making Cents of Money, Choosing a Financial Professional, Andrea, Jake, and Nikki talk to Kathy Sweedler from University of Illinois Extension about type of financial professionals, credentials, and how to choose one that best meets your needs. Podcast: Cost of Living Sep 24, 2024 12:00 pm30 views In episode 94 of Making Cents of Money, Andrea and Kimber discuss the cost of living and why it matters when comparing costs and how far your dollars will go if you relocate. Podcast: Costs of Car Ownership Nov 21, 2024 8:00 am2 views In episode 98 of Making Cents of Money, Kimber and Andrea talk about the costs of car ownership and what to consider when deciding on if a vehicle is a need or a want for you. Podcast: Cryptocurrencies Aug 18, 2021 3:00 pm26 views In episode 24 of Making Cents of Money, Cryptocurrencies, Andrea, Jake, and Nikki talk to Professor Lamont Black from DePaul University about cryptocurrencies, discussing everything from the blockchain technology behind them to their utility in the world of fintech. Podcast: Employment Feb 23, 2022 12:00 pm22 views In episode 35 of Making Cents of Money, Employment, Andrea, Jake, and Nikki continue the podcast series on economic indicators by discussing metrics related to employment. Podcast: Establishing a Vision for Your Life Jan 20, 2022 12:00 pm37 views In episode 33 of Making Cents of Money, Establishing a Vision for Your Life, Andrea, Nikki, and Jake talk to Donovan Sanchez, CFP and instructor of financial planning at University of Illinois Urbana Champaign about making meaningful money choices that allow you to live life now and make progress towards the future. Podcast: Financial Planner vs AI Jul 12, 2023 12:00 pm29 views In episode 65 of Making Cents of Money, Financial Planner vs AI, we discuss the pros and cons of using Artificial Intelligence language model, ChatGPT, to answer financial planning questions with the help of Donovan Sanchez, CFP®. Podcast: Financial Security and Stress Dec 8, 2021 12:00 pm74 views In episode 31 of Making Cents of Money, Financial Security and Stress, Andrea, Nikki, and Jake talk about statistics related to both financial security and stress and tips to deal with them. Podcast: Financial Socialization Dec 4, 2024 12:00 pm0 views In episode 99 of Making Cents of Money, Andrea and Kimber discuss financial socialization, how it develops, who contributes to it, and what it means for our relationship with money. Podcast: Free Financial Education Resources for Illinois Residents Apr 22, 2024 12:00 pm26 views In episode 82 of Making Cents of Money, Free Financial Education Resources for Illinois Residents, Maggie Owen from the Illinois State Treasurer's Office joins us to discuss all the financial education programs Illinois has for residents. Podcast: Gross Domestic Product (GDP) Dec 22, 2021 12:00 pm31 views In episode 32 of Making Cents of Money, Gross Domestic Product (GDP), Andrea, Nikki, and Jake explain Gross Domestic Product as part of an ongoing mini series on economic indicators. Podcast: Gross National Happiness Feb 9, 2022 12:00 pm14 views In episode 34 of Making Cents of Money, Gross National Happiness, Jake and Nikki discuss an alternative metric to Gross Domestic Product that some countries use to help monitor the health of their economies called Gross National Happiness. Podcast: Inflation Nov 17, 2021 12:00 pm17 views In episode 30 of Making Cents of Money, Inflation, Jake, Nikki, and Andrea discuss what inflation is as one of many metrics to gauge how an economy is doing and how it impacts our spending power as consumers. Podcast: Is Crypto the Wild West? Feb 26, 2024 12:00 pm13 views In episode 78 of Making Cents of Money, Is Crypto the Wild West?, David DeCarlo and Jake Hamilton join us to discuss what regulation does and does not exist for consumers regarding crypto. Podcast: Lines of Injustice: What is Redlining? May 6, 2024 12:00 pm64 views In episode 83 of Making Cents of Money, Lines of Injustice: What is Redlining?, DFPR Secretary Mario Treto, Jr. discusses the topic of redlining and how it leads to disparities for generations. Podcast: Money Personalities & Financial Well-being Aug 4, 2021 11:00 am52 views In episode 23 of Making Cents of Money, Money Personalities & Financial Well-being, Andrea, Jake, and Nikki discuss several financial personality inventories and the CFPB's financial well-being scale as tools to better understand financial values, habits, and internal feelings around money. Podcast: Mortgages Apr 14, 2022 12:00 pm24 views In episode 38 of Making Cents of Money, Renting!, Andrea, Jake, and Nikki interview IDFPR's Anti-Predatory Lending Database Director, Kari Beyer, about the ins and outs of mortgages.