blog posts Podcast: Is Crypto the Wild West? Feb 26, 2024 12:00 pm26 views In episode 78 of Making Cents of Money, Is Crypto the Wild West?, David DeCarlo and Jake Hamilton join us to discuss what regulation does and does not exist for consumers regarding crypto. Facilitator Guide - How to Throw a Webinar Watch Party Jun 11, 2024 10:00 am26 views We aren't able to accommodate workshops by request, but we have dozens of webinar recordings on YouTube and plan new, live webinars each academic year on different financial topics. You can empower your peers or students with increased financial knowledge by throwing a webinar watch party. Podcast: Help for Renters Jun 21, 2023 12:00 pm26 views In episode 64 of Making Cents of Money, Kari Byer, Director of the APLD & Investigations, joins us again to talk about programs designed to help find and afford renting a place to live. Podcast: The Illinois Community Reinvestment Act Jul 1, 2024 12:00 pm26 views In episode 86 of Making Cents of Money, Susana Soriano from IDFPR discusses what the recently passed Illinois CRA is and how it will help Illinois consumers by reducing discrimination and combatting redlining, among other things. Podcast: The Community Reinvestment Act Aug 17, 2022 12:00 pm26 views In episode 47 of Making Cents of Money, Chasse Rehwinkel joined Nikki & Andrea to discuss the Community Reinvestment Act and how it is intended to support economic equality. Podcast: Help for Homeowners Jun 7, 2023 12:00 pm25 views In episode 63 of Making Cents of Money, Kari Byer, Director of the APLD & Investigations, joins us to talk about programs designed to help those who may be struggling with initial and ongoing homeownership costs. Podcast: Appraisal Bias Jul 15, 2024 12:00 pm25 views In episode 87 of Making Cents of Money, IDFPR Deputy Secretary Ericka Johnson breaks down what appraisal bias is, how it affects consumers, and what you can do if you believe you're a victim. Podcast: The Federal Community Reinvestment Act (CRA) Jun 17, 2024 12:00 pm23 views In episode 85 of Making Cents of Money, Ed Hill from IDFPR discusses what the Federal CRA is and a little history on how it works to address disparities in lending for underserved communities. IOUs: There's an App for That! Oct 14, 2016 3:30 pm22 views Have you heard of Venmo? Squarecash? These are just a few of the apps that allow you to send money to anyone, anywhere, anytime. From a convenience standpoint, these advances are amazing—but what are the costs of convenience? Podcast: Loan Payments Resumed in October Oct 31, 2023 12:00 pm21 views In episode 73 of Making Cents of Money, Loan Payments Resumed in October, we discussed the "on-ramp" to repayment being implemented by the U.S. Department of Education as millions of borrowers started making payments on their federal loans again in October. Podcast: Tax Talk Feb 9, 2024 12:00 pm20 views In episode 77 of Making Cents of Money, Tax Talk, Andrea and Nikki talk tax... forms, terms, and more as the April 15 federal tax deadline approaches. Podcast: Student Loan Update Oct 6, 2021 12:00 pm19 views In episode 27 of Making Cents of Money, Student Loan Update, Jake and Nikki gave a quick update on the state of federal student loans. Student Loans Webinar #7 Recording: Public Service Loan Forgiveness Jan 19, 2024 1:00 pm17 views Learn if you can qualify for PSLF as a federal student loan borrower working in public service. Podcast: Help with Utility Bills May 3, 2023 12:00 pm17 views In episode 61 of Making Cents of Money, we learn about the Low Income Home Energy Assistance Program (LIHEAP). If you're struggling to pay utilities, apply by May 31! Podcast: PSLF Transition Update May 20, 2024 12:00 pm17 views In episode 84 of Making Cents of Money, Brad Fletcher from IDFPR joins to discuss the current state of transition for borrowers seeking Public Service Loan Forgiveness (PSLF). Student Loans Webinar #8 Recording: Different Types of Student Loans Feb 16, 2024 1:00 pm16 views It's important to know the types of loans that you have in order to understand your repayment and other student loan management options. Student Loan Repayment - Get Savvy Webinar Recording Apr 14, 2021 1:00 pm15 views There are 8 repayment plans for federal student loans, 10 federal student loan servicers, and an abundance of terms, tools, and tips to remember to manage federal, institutional, and private student loans. Watch our Student Loan Repayment webinar recording to learn about your options as a borrower. Student Loans Webinar #5 Recording: Fresh Start & On-Ramp to Repayment Nov 17, 2023 1:00 pm14 views We discussed both the On-Ramp to Repayment and the Fresh Start Program during this webinar. If you had loans previously in Default, the Fresh Start program may be a good program for you. Student Loans Webinar #1 Recording: Logging into FSA to Update Contact Info Jul 14, 2023 1:00 pm13 views We discussed many aspects of returning to repayment during this webinar, but the primary action item we focused on was updating your contact info in your FSA account. Student Loans Webinar #4 Recording: Know Options if You Can't Pay Oct 20, 2023 1:00 pm13 views We focused on what your options are if you can't make a payment, including the differences between deferment and forbearance. Student Loans Webinar #6 Recording: Managing PLUS Loans Dec 15, 2023 1:00 pm12 views We explored the unique features of Direct Parent PLUS loans and Graduate PLUS loans. Direct Parent PLUS loans have more unique repayment considerations than all other types of Direct Loans. Student Loans Webinar #3 Recording: Review Consolidation or Refinancing Sep 15, 2023 1:00 pm11 views We discussed interest and the differences between consolidating and refinancing your student loans. Carefully consider the consequences of using a private refinance loan to pay off federal student loans. Student Loans Webinar #2 Recording: Explore Repayment Plans with the Loan Simulator Aug 18, 2023 1:00 pm10 views We explained the many repayment plan options available for federal loans, but the primary action item we wanted you to focus on was using the Loan Simulator to explore repayment plan eligibility. Money in Relationships - Get Savvy Webinar Recording Feb 9, 2022 1:00 pm9 views Explore methods of communicating and managing money in relationships by watching this webinar recording from February 8, 2022. Build Credit to Your Advantage - Get Savvy Webinar Recording Nov 9, 2022 1:00 pm9 views Learn about building credit to your advantage by watching this webinar recording from November 9, 2022. Student Loan Management - Get Savvy Webinar Recording May 3, 2023 1:00 pm6 views Explore methods of student loan management by watching this webinar recording from May 3, 2023. Webinar Recording: Cash at College Aug 16, 2023 1:00 pm6 views Discover how spending, saving, and student loans impact your college experience. Conscious Credit - Get Savvy Webinar Recording Nov 11, 2020 1:00 pm6 views In the ever-changing credit market, how do you reconcile what you hear about credit to find accurate, credible information to help you make ethical and conscious borrowing decisions? This webinar explored the role of a responsible borrower, myths and facts about credit, and how building a positive credit profile can have lasting impacts on your overall financial well-being. Webinar Recording: Student Loan Management Mar 6, 2025 1:00 pm5 views There are many things to be aware of when it comes to managing those loans from application to pay-off (or forgiveness). Learn the terms, tips, and tools to make managing your education debt easier. Exit Counseling is Live for Institutional Student Loan Borrowers Oct 1, 2020 4:15 pm4 views If you borrowed institutional loans to pay for school and are graduating or leaving school soon, don't forget to complete your Exit Counseling to avoid a transcript hold! Webinar Recording: Mastering the Consumer Credit Game Dec 5, 2024 1:00 pm4 views Watch Mastering the Consumer Credit Game on YouTube to learn how to build, manage, and protect your credit, a crucial financial tool in the game of life.