blog navigation

SMMC News & Events Blog
This blog highlights news, events, and informative articles on personal finance from University of Illinois System's Student Money Management Center. Feel free to navigate to different categories with the list of topics on the right or search for a specific topic next to the view all link below.
News

blog posts

  • April 30th Student Loan Deadline

    Podcast: April 30th Student Loan Deadline

    Apr 8, 2024 12:00 pm26 views

    In episode 81 of Making Cents of Money, April 30th Student Loan Deadline, we discuss a critical deadline for FFEL, Perkins, or Health Education Assistance Loans (HEAL) borrowers on income-driven repayment (IDR) plans. 

  • Podcast: Protecting Pets

    May 10, 2022 12:00 pm26 views

    In episode 39 of Making Cents of Money, Protecting Pets, Andrea, Jake, and Nikki discuss pet insurance and other ways to handle the financial risk of vet bills for our pets with Presley Fee, Digital Financial Planning Program Coordinator at University of Illinois Urbana-Champaign.

  • Funding a College Education

    Aug 11, 2023 1:30 pm26 views

    Funding your education can be a daunting task, but there are many tools to help students and their families cover the cost of a college education.

  • Decreasing Borrowing While in School

    Aug 14, 2023 1:30 pm26 views

    Student loans can be a valuable tool for increasing access to higher education, but it does come with a cost. Learn how to limit those costs while in school so you decrease future costs of compounding interest.

  • Podcast: Emergency Funds

    Sep 16, 2021 12:00 pm26 views

    In episode 26 of Making Cents of Money, Emergency Funds, Jake, Nikki, and Andrea discuss the value of building emergency funds and a few ways to get started.

  • Podcast: Credit Reports Update

    Nov 29, 2023 12:00 pm27 views

    In episode 74 of Making Cents of Money, Credit Reports Update, we had a Consumer Alert! Experian, Equifax, and TransUnion are allowing access to free, weekly credit reports indefinitely now. 

  • Podcast: Time to Travel!

    Jul 7, 2021 12:00 pm28 views

    In episode 21 of Making Cents of Money, Time to Travel!, Nikki, Andrea, and Jake discuss travel aspirations, goals, and tips for planning a trip to help you make your next dream vacation a reality.

  • The Financial Impact of Digital Illiteracy

    Podcast: The Financial Impact of Digital Illiteracy

    Aug 23, 2023 12:00 pm28 views

    In episode 68 of Making Cents of Money, The Financial Impact of Digital Illiteracy, Andrea and Nikki explore the financial implications of digital Illiteracy in our digital age.

  • Tackling Taxes Presentation Title Slide

    Tackling Taxes - Get Savvy Webinar Recording

    Jan 27, 2021 1:00 pm30 views

    Taxes are complicated, whether you’re a first time filer or have been filing for years. How do you know if you’re required to file? What are deductions and credits? Why are there so many forms, and what are they for? Join us as we walk you through the basics of taxes and provide resources to help you file for free.

  • Podcast: Establishing a Vision for Your Life

    Jan 20, 2022 12:00 pm31 views

    In episode 33 of Making Cents of Money, Establishing a Vision for Your Life, Andrea, Nikki, and Jake talk to Donovan Sanchez, CFP and instructor of financial planning at University of Illinois Urbana Champaign about making meaningful money choices that allow you to live life now and make progress towards the future.

  • Financial Aid Notifications: Cost of Attendance is Estimated

    Aug 9, 2023 1:30 pm32 views

    Financial aid notifications, or award letters, contain valuable information that help you understand the costs of college. However, it's important to remember that Cost of Attendance is an estimate.

  • Podcast: Banked or Unbanked - Choosing Financial Services for You

    Sep 23, 2020 12:00 pm32 views

    Episode 2 of Making Cents of Money, Banked or Unbanked - Choosing Financial Services for You, is all about defining unbanked/underbanked, the differences between banks & credit unions, and how to choose the right financial institution for you. Learn from Illinois' Director of Banking, Chasse Rehwinkel, and Director of Financial Institutions, Francisco Menchaca.

  • Podcast: Choosing a Credit Card

    Jun 22, 2022 12:00 pm34 views

    In episode 43 of Making Cents of Money, Nikki and Andrea discuss what you may want to consider when it comes to choosing a credit card.

  • Podcast: Student Loan Repayment (update)

    May 25, 2022 12:00 pm36 views

    In episode 41 of Making Cents of Money, Andrea and Nikki discuss some of the big updates on federal student loans that have occured over the past couple months.

  • My Account is in Collections! Now What?

    Jul 26, 2015 12:00 pm37 views

    Tips to help you cope with & resolve accounts in collections.

  • Podcast: Understanding FAFSA

    Oct 18, 2023 12:00 pm38 views

    In episode 72 of Making Cents of Money, Understanding FAFSA, Beth Groves, Professional Development Specialist from the Illinois Student Assistance Commission (ISAC) talks about major changes to the FAFSA, delays, and its importance for anyone considering post-secondary education.

  • Man in front of chalkboard with "start up" written on it & text: Becoming an Entrepreneur

    Podcast: Becoming an Entrepreneur!

    Oct 19, 2022 12:00 pm38 views

    In episode 50 of Making Cents of Money, Steve Bob from UIC Entrepreneurial Support Program joins Andrea and Nikki to discuss what to think about when it comes to starting your own business.

  • University of Illinois Saves 2019

    Feb 1, 2019 8:00 am40 views

    (Re)pledge a savings goal for UISAVES 2019!

  • phone with credit score on screen & "Credit Scores" text

    Podcast: Credit Scores

    Nov 2, 2022 12:00 pm40 views

    In episode 51 of Making Cents of Money, Nikki and Andrea discuss some of the ins and outs of credit scores, the credit ecosystem, and building credit to your advantage.

  • Wealth Building as a Balancing Act text over image of hand holding a balanced scale

    Podcast: Wealth Building as a Balancing Act

    Jan 19, 2023 12:00 pm41 views

    In episode 55 of Making Cents of Money, Donovan Sanchez from University of Illinois' Financial Planning program talks about wealth building as a balancing act.

  • White piggy bank with text: Investing to Reach Financial Goals

    Podcast: Investing to Reach Financial Goals

    Feb 15, 2023 12:00 pm41 views

    In episode 57 of Making Cents of Money, Andrea and Nikki interviewed Alan Sorcher and Anne McKinley from the US Securities and Exchange Commission on strategic ways to approach investing to build wealth.

  • How to Support Small Businesses During COVID-19

    Mar 31, 2020 1:00 pm43 views

    Here are ways you can help support small businesses during COVID-19.

  • woman drinking coffee and smiling at a computer with her hand in the air

    Understand Your Refund - Spring 2022

    Feb 1, 2022 1:00 pm44 views

    Hundreds of students end up unable to register every semester because they owe money back to the university, even after receiving a refund. Learn how to avoid being one of them.

  • Saving Up for a Side Hustle

    May 12, 2023 1:00 pm44 views

    To complement our Side Hustles & Small Businesses webinar from last fall, we wanted to share some tips on saving up for starting a small business.

  • Podcast: The Anti-Predatory Lending Database

    Dec 3, 2020 12:00 pm44 views

    Episode 7 of Making Cents of Money, The Anti-Predatory Lending Database, discusses predatory lending and the Anti-Predatory Lending Database (APLD) in Illinois. Katie Liss from IDFPR Division of Banking breaks down predatory lending in mortgages and how the APLD helps mitigate some predatory lending practices.

  • Image of women with colored powder on them for Diwali with text that reads "Happy International Women's Day"

    Podcast: Happy International Women's Day!

    Mar 8, 2023 12:00 pm45 views

    In episode 58 of Making Cents of Money, Andrea and Nikki interviewed SMMC's very own Ramya Vaidyanathan about her experience providing financial education to women in India.

  • Podcast: Credit Access

    Jun 8, 2022 12:00 pm45 views

    In episode 42 of Making Cents of Money, Andrea and Nikki spoke with Camaya Wallace Bechard from University of Illinois Extension about access to credit, options for building and improving credit, and warning signs to watch out for.

  • Podcast: Choosing a Financial Professional

    Sep 1, 2021 12:00 pm45 views

    In episode 25 of Making Cents of Money, Choosing a Financial Professional, Andrea, Jake, and Nikki talk to Kathy Sweedler from University of Illinois Extension about type of financial professionals, credentials, and how to choose one that best meets your needs.

  • Preparing for Retirement with pink piggy bank smiling

    Podcast: Preparing for Retirement

    Feb 24, 2021 12:00 pm46 views

    Episode 12 of Making Cents of Money, Preparing for Retirement, discussed the retirement savings crisis, the different types of retirement plans that exist, and the Secure Choice plan in Illinois. Listen to special guest, Courtney Eccles, from the Illinois Treasurer's Office to learn more about the Secure Choice program for small businesses in Illinois.

  • Podcast: Money Personalities & Financial Well-being

    Aug 4, 2021 11:00 am46 views

    In episode 23 of Making Cents of Money, Money Personalities & Financial Well-being, Andrea, Jake, and Nikki discuss several financial personality inventories and the CFPB's financial well-being scale as tools to better understand financial values, habits, and internal feelings around money.

  • Get $avvy - Grow Your Green $tuff Webinar Series

    Sep 18, 2019 8:00 am48 views

    The 2019-2020 Get Savvy: Grow Your Green Stuff annual webinar series schedule is out. Register today and #GetSavvy.

  • COVID-19 Update: Changes to SMMC Services

    Mar 13, 2020 3:00 pm50 views

    All financial coaching appointments will be conducted via zoom, and no in-person events or presentations will be available through SMMC until further notice. Read on for details.

  • Budget Hacks Presentation Title Slide with brain icon

    Budget Hacks - Get Savvy Webinar Recording

    Oct 21, 2020 1:00 pm50 views

    Money can be messy - it's not just about numbers, calculators and excel sheets. If you're looking for new ways to manage your money mess, we have the budget hacks for you! Learn how to take what we know about human behavior and choices to build better financial habits.

  • Podcast: Financial Security and Stress

    Dec 8, 2021 12:00 pm50 views

    In episode 31 of Making Cents of Money, Financial Security and Stress, Andrea, Nikki, and Jake talk about statistics related to both financial security and stress and tips to deal with them.

  • UISAVES Week 3: Building Financial Habits

    Feb 29, 2020 11:30 am51 views

    The reality of personal finance is that it is personal and requires behavior change. Learn ways to make behavior changes easier to accomplish your goals.

  • Top of graduation cap with money and words overlaid that say "Return to Repayment UPDATE"

    Podcast: Return to Repayment (Student Loans Update)

    Apr 7, 2023 12:00 pm51 views

    In episode 60 of Making Cents of Money, Andrea and Nikki talk about the current status of federal student loans and how to prepare for the return to repayment which is expected in the next few months.

  • Fintech and Digital Assets text on image of hands holding phone with money signs above it

    Podcast: Fintech and Digital Assets

    Feb 1, 2023 12:00 pm52 views

    In episode 56 of Making Cents of Money, David DeCarlo, IDFPR's Regulatory Innovation Officer, discussed what consumers should know about digital assets and regulation in this new era of fintech.

  • Podcast: Setting & Prioritizing Financial Goals

    Dec 20, 2023 12:00 pm53 views

    In episode 75 of Making Cents of Money, Setting & Prioritizing Financial Goals, Nikki and Andrea discussed several strategies for setting, prioritizing, and re-prioritizing financial goals... just in time for the new year! 

  • Credit Cards and Travel

    Apr 7, 2023 1:00 pm56 views

    Travel credit cards have become very popular, offering a wide range of benefits if you use them wisely. Read on to learn about the pros and cons of using credit cards during travel and strategies for responsible credit card use.

  • Finding Funding Opportunities: Insights From a Current PhD Student

    Mar 13, 2019 3:00 pm57 views

    Funding is one of the biggest factors in determining what kind of financial decisions you make as a graduate student. Taking on federal student loans, using your employment to fund your degree, using your savings, getting help from family members, etc. We all want to make decisions that will benefit us most--and while the above are all good options depending on your individual situation, nothing beats “free money” like fellowships, assistantships, grants and scholarships. 

  • Conscious Credit text on image of man on bench with headphones in, tablet in one hand and credit card in the other

    Podcast: Conscious Credit

    Apr 7, 2021 12:00 pm58 views

    Episode 15 of Making Cents of Money, Conscious Credit, demystifies parts of the credit system in the United States thanks to our guests, Camaya Wallace Bechard, from University of Illinois Extension, and Natalie Daniels, from DePaul University. 

  • Podcast: Preventing Identity Theft

    Oct 22, 2020 12:00 pm58 views

    Episode 4 of Making Cents of Money, Preventing Identity Theft, looks at identity theft and fraud statistics as well as how we can protect our money from potential theft.

  • 2 women in a shop looking at an item together with white text: "Conscious Consumerism"

    Podcast: Conscious Consumerism

    Mar 13, 2023 12:00 pm59 views

    In episode 59 of Making Cents of Money, Andrea and Nikki discuss the meaning of conscious consumerism and how aligning your spending with your values can make an impact.

  • flatlay of stethescope, mobile phone, and clipboard with "Federal Student Loan Forgiveness" text

    Podcast: Federal Student Loan Forgiveness

    Sep 21, 2022 12:00 pm62 views

    In episode 48 of Making Cents of Money, Andrea and Nikki talk about the differences between the federal student loan cancellation in Biden-Harris Administration's Student Debt Relief Plan and the temporary Public Service Loan Forgiveness Waiver that has a quickly approaching deadline of October 31st.

  • UIUC - Emergency Grants Available for Graduate Students

    Aug 23, 2021 9:30 am64 views

    The application period is now open for HEERF III COVID-19 Emergency Grants for graduate students at University of Illinois Urbana-Champaign. 

  • Empty grocery store shelves

    Food Insecurity Takes on New Meaning in 2020

    Sep 25, 2020 1:00 pm64 views

    As Hunger Action Month comes to a close, we're reflect on how food insecurity has looked different in 2020 than in previous years. 

  • Pointer finger with tiny graduation cap on it

    Know What You Owe Challenge - Fall 2022

    Nov 15, 2022 8:00 am64 views

    About half of students at the University of Illinois take out loans to fund their degrees. Make sure you're not surprised by the amount of student loans you have taken out when you graduate by taking the Know What You Owe Challenge which runs November 15 - December 15, 2022.

  • airplane in sky over palm trees

    Podcast: Revisiting Travel

    Nov 23, 2022 12:00 pm65 views

    In episode 53 of Making Cents of Money, Andrea & Nikki discuss a few updates to consider when traveling before re-airing the Time to Travel podcast from July 2021.

  • Podcast: Understanding Credit

    Nov 10, 2020 12:00 pm67 views

    Episode 5 of Making Cents of Money, Understanding Credit, explores the complicated world of credit to help demystify things like scores, reports, and credit management.

  • Pointer finger with tiny graduation cap on it

    Know What You Owe Challenge - Spring 2022

    Apr 1, 2022 12:00 pm68 views

    About half of students at the University of Illinois take out loans to fund their degrees. Make sure you're not surprised by the amount of student loans you have taken out when you graduate by taking the Know What You Owe Challenge which runs April 1 - May 1, 2022.