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SMMC News & Events Blog
This blog highlights news, events, and informative articles on personal finance from University of Illinois System's Student Money Management Center. Feel free to navigate to different categories with the list of topics on the right or search for a specific topic next to the view all link below.
Budgets

blog posts

  • Budget Hacks Presentation Title Slide with brain icon

    Budget Hacks - Get Savvy Webinar Recording

    Oct 21, 2020 1:00 pm55 views

    Money can be messy - it's not just about numbers, calculators and excel sheets. If you're looking for new ways to manage your money mess, we have the budget hacks for you! Learn how to take what we know about human behavior and choices to build better financial habits.

  • Budgeting for a Week white text on photo of printed graphs and charts with a calculator

    Budgeting for a Week: A Realistic Approach

    Nov 8, 2024 4:00 pm821 views

    Budgeting empowers you to work toward reasonable financial goals, keeping you from overspending and accruing debt. Explore steps you can take this week to start building a budgeting habit.

  • Buying vs Renting a Home - Get Savvy Webinar Recording

    Apr 13, 2022 1:00 pm10 views

    Explore the differences between renting & buying and what to consider when deciding what's best for your situation by watching this webinar recording from April 13, 2022.

  • Coronavirus Challenges Our Financial Security with Image of Empty Wallet

    Coronavirus Challenges Our Financial Security

    Mar 18, 2020 11:45 am394 views

    We have defined a few financial terms to make it easier to stay up-to-date on how COVID-19 is impacting our finances.

  • Financial Emergency Preparedness - Get Savvy Webinar Recording

    Mar 30, 2022 1:00 pm8 views

    Discover tools to help you prepare for dealing with potential financial emergencies by watching this webinar recording from March 30, 2022.

  • Crow

    Friday the 13th! Financial Planning to Avoid Unlucky Losses

    Mar 13, 2020 10:00 am150 views

    Friday the 13th is often considered an unlucky day, but let's talk about how to improve your luck with personal finance!

  • Quote from Oprah Winfrey: “Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never, ever have enough.”

    Gratitude & Personal Finances

    Nov 18, 2022 3:45 pm117 views

    There are so many things to be grateful for in this life. As we go into the holiday season, in this article we will discuss about how gratitude impacts our finances. 

  • How to Support Small Businesses During COVID-19

    Mar 31, 2020 1:00 pm53 views

    Here are ways you can help support small businesses during COVID-19.

  • Wellness While Virtual Title over smoothie and fruit ingredients

    How to Support Wellness While Virtual

    Mar 18, 2020 4:15 pm177 views

    Learn ways to enhance your overall wellness in a virtual environment. 

  • Inflation: When Prices Rise - Get Savvy Webinar Recording

    Sep 28, 2022 1:00 pm16 views

    Learn about how inflation impacts individual consumers by watching this webinar recording from September 28 2022.

  • Mobile Wallets: Know the Risks & Rewards

    Dec 15, 2017 1:45 pm324 views

    Mobile wallets are a digital way to keep your financial tools and resources in your mobile device. Learn more about the risks & rewards of mobile wallets so you can best protect your hard-earned money.

  • Money in Relationships - Get Savvy Webinar Recording

    Feb 9, 2022 1:00 pm9 views

    Explore methods of communicating and managing money in relationships by watching this webinar recording from February 8, 2022.

  • Basic Needs & Needs Insecurity

    Podcast: Basic Needs & Needs Insecurity

    Oct 7, 2024 12:00 pm13 views

    In episode 95 of Making Cents of Money, basic needs and needs security and some adjacent terms, like financial fragility, are discussed by our co-hosts, Kimber and Andrea.

  • Podcast: Budgeting

    Jun 17, 2021 12:00 pm120 views

    In episode 20 of Making Cents of Money, Budgeting, Nikki, Andrea, and Jake cover a few of the most popular budgeting (or spending plan, if you prefer) methods to help you think about building a financial plan.

  • Woman sitting in car smiling and holding up a car key

    Podcast: Buying a Car!

    Jul 21, 2021 12:00 pm26 views

    In episode 22 of Making Cents of Money, Buying a Car!, Nikki, Andrea, and Jake explain the true costs of car ownership as well as the terms and tools to know about before you buy your next vehicle.

  • Podcast: Buying a Home!

    Mar 16, 2022 12:00 pm40 views

    In episode 36 of Making Cents of Money, Buying a Home!, Andrea, Jake, and Nikki explain terminology, tools, and the basics steps of buying a home.

  • Podcast: Choosing a Financial Professional

    Sep 1, 2021 12:00 pm69 views

    In episode 25 of Making Cents of Money, Choosing a Financial Professional, Andrea, Jake, and Nikki talk to Kathy Sweedler from University of Illinois Extension about type of financial professionals, credentials, and how to choose one that best meets your needs.

  • Podcast: Cost of Living

    Sep 24, 2024 12:00 pm48 views

    In episode 94 of Making Cents of Money, Andrea and Kimber discuss the cost of living and why it matters when comparing costs and how far your dollars will go if you relocate.

  • Costs of Car Ownership

    Podcast: Costs of Car Ownership

    Nov 21, 2024 8:00 am12 views

    In episode 98 of Making Cents of Money, Kimber and Andrea talk about the costs of car ownership and what to consider when deciding on if a vehicle is a need or a want for you. 

  • Podcast: Cryptocurrencies

    Aug 18, 2021 3:00 pm31 views

    In episode 24 of Making Cents of Money, Cryptocurrencies, Andrea, Jake, and Nikki talk to Professor Lamont Black from DePaul University about cryptocurrencies, discussing everything from the blockchain technology behind them to their utility in the world of fintech.

  • Podcast: Emergency Funds

    Sep 16, 2021 12:00 pm44 views

    In episode 26 of Making Cents of Money, Emergency Funds, Jake, Nikki, and Andrea discuss the value of building emergency funds and a few ways to get started.

  • Podcast: Employment

    Feb 23, 2022 12:00 pm28 views

    In episode 35 of Making Cents of Money, Employment, Andrea, Jake, and Nikki continue the podcast series on economic indicators by discussing metrics related to employment.

  • Podcast: Establishing a Vision for Your Life

    Jan 20, 2022 12:00 pm42 views

    In episode 33 of Making Cents of Money, Establishing a Vision for Your Life, Andrea, Nikki, and Jake talk to Donovan Sanchez, CFP and instructor of financial planning at University of Illinois Urbana Champaign about making meaningful money choices that allow you to live life now and make progress towards the future.

  • Podcast: Financial Planner vs AI

    Jul 12, 2023 12:00 pm34 views

    In episode 65 of Making Cents of Money, Financial Planner vs AI, we discuss the pros and cons of using Artificial Intelligence language model, ChatGPT, to answer financial planning questions with the help of Donovan Sanchez, CFP®.

  • Financial Resolutions white text over image of a 2023 flatlay with notebook and coffee

    Podcast: Financial Resolutions!

    Dec 14, 2022 12:00 pm30 views

    In episode 54 of Making Cents of Money, Nikki & Andrea talk about some recent changes in setting new years resolutions and how to make finances part of your goals for 2023.

  • Podcast: Financial Security and Stress

    Dec 8, 2021 12:00 pm90 views

    In episode 31 of Making Cents of Money, Financial Security and Stress, Andrea, Nikki, and Jake talk about statistics related to both financial security and stress and tips to deal with them.

  • Financial Socialization

    Podcast: Financial Socialization

    Dec 4, 2024 12:00 pm35 views

    In episode 99 of Making Cents of Money, Andrea and Kimber discuss financial socialization, how it develops, who contributes to it, and what it means for our relationship with money.

  • Podcast: Gross Domestic Product (GDP)

    Dec 22, 2021 12:00 pm39 views

    In episode 32 of Making Cents of Money, Gross Domestic Product (GDP), Andrea, Nikki, and Jake explain Gross Domestic Product as part of an ongoing mini series on economic indicators. 

  • Podcast: Gross National Happiness

    Feb 9, 2022 12:00 pm22 views

    In episode 34 of Making Cents of Money, Gross National Happiness, Jake and Nikki discuss an alternative metric to Gross Domestic Product that some countries use to help monitor the health of their economies called Gross National Happiness.

  • Podcast: Inflation

    Nov 17, 2021 12:00 pm23 views

    In episode 30 of Making Cents of Money, Inflation, Jake, Nikki, and Andrea discuss what inflation is as one of many metrics to gauge how an economy is doing and how it impacts our spending power as consumers.

  • Money and Relationships

    Podcast: Money and Relationships

    Feb 14, 2025 12:00 pm35 views

    In episode 104 of Making Cents of Money, Andrea & Kimber discuss considerations for navigating financial management when it comes to relationships, be them romantic, familial, or with friends and roommates.

  • Podcast: Money Personalities & Financial Well-being

    Aug 4, 2021 11:00 am90 views

    In episode 23 of Making Cents of Money, Money Personalities & Financial Well-being, Andrea, Jake, and Nikki discuss several financial personality inventories and the CFPB's financial well-being scale as tools to better understand financial values, habits, and internal feelings around money.

  • Podcast: Mortgages

    Apr 14, 2022 12:00 pm29 views

    In episode 38 of Making Cents of Money, Renting!, Andrea, Jake, and Nikki interview IDFPR's Anti-Predatory Lending Database Director, Kari Beyer, about the ins and outs of mortgages.

  • National Financial Capability Month podcast

    Podcast: National Financial Capability Month

    Apr 4, 2025 12:00 pm11 views

    In episode 107 of Making Cents of Money, Kimber and Andrea talk about National Financial Capability Month which runs the entirety of April every year.

  • Neurodiversity and Financial Strategies

    Podcast: Neurodiversity and Financial Strategies

    Mar 26, 2025 12:00 pm56 views

    In episode 106 of Making Cents of Money, Andrea and Kimber discuss the nuances of neurodiversity as it relates to navigating money management.

  • A notebook on someone's lap with the word "Goals" written on the first page

    Podcast: New Year, New Financial Resolutions

    Dec 28, 2024 12:00 pm21 views

    In episode 101 of Making Cents of Money, join Kimber and Andrea for pointers on pursuing your financial resolutions in the new year.

  • Podcast: Protecting Pets

    May 10, 2022 12:00 pm35 views

    In episode 39 of Making Cents of Money, Protecting Pets, Andrea, Jake, and Nikki discuss pet insurance and other ways to handle the financial risk of vet bills for our pets with Presley Fee, Digital Financial Planning Program Coordinator at University of Illinois Urbana-Champaign.

  • Podcast: Renting!

    Mar 30, 2022 12:00 pm24 views

    In episode 37 of Making Cents of Money, Renting!, Andrea, Jake, and Nikki discuss the basic steps and what to watch for when renting a place to live.

  • airplane in sky over palm trees

    Podcast: Revisiting Travel

    Nov 23, 2022 12:00 pm77 views

    In episode 53 of Making Cents of Money, Andrea & Nikki discuss a few updates to consider when traveling before re-airing the Time to Travel podcast from July 2021.

  • Saving Money on Holiday Travel text over photo of a toy plane and gift on pink table

    Podcast: Saving Money on Holiday Travel

    Nov 6, 2024 8:00 am45 views

    In episode 97 of Making Cents of Money, Andrea and Kimber discuss a variety of ways to save on travel during the holidays (and beyond)! 

  • Podcast: Shopping for Appliances

    Jul 8, 2022 12:00 pm19 views

    In episode 44 of Making Cents of Money, Nikki and Andrea talk about shopping for appliances, and they've focused on times when it may be a surprise shopping need!

  • Podcast: Stages of Financial Behavior Change

    Mar 10, 2025 12:00 pm55 views

    In episode 105 of Making Cents of Money, Emily Harmon, Illinois Extension Family Life Educator, joins Kimber & Andrea to delve into the Transtheoretical Model which can help explain why behavior change relating to finances can be challenging.

  • Podcast: Student Loan Update

    Oct 6, 2021 12:00 pm18 views

    In episode 27 of Making Cents of Money, Student Loan Update, Jake and Nikki gave a quick update on the state of federal student loans.

  • Podcast: Tackling Insurance! (Part 1)

    Oct 20, 2021 12:00 pm39 views

    In episode 28 of Making Cents of Money, Tackling Insurance! (Part 1), Deputy Director of Consumer Education & Protection at the Illinois Department of Insurance, Patrice Dziire, talked to us about auto, home, renters, and life insurance. 

  • Podcast: Tackling Insurance! (Part 2)

    Nov 3, 2021 12:00 pm21 views

    In episode 29 of Making Cents of Money, Tackling Insurance! (Part 2), Nikki and Jake talked with Laura Pellikan from the Illinois Department of Insurance about the basics of health insurance and ways you can get covered.

  • Podcast: The [Episode] with All the Co-Hosts

    Dec 17, 2024 12:00 pm7 views

    In episode 100 of Making Cents of Money, all the co-hosts (past and present) reunite to celebrate the release of the 100th podcast episode.

  • The Financial Impact of Digital Illiteracy

    Podcast: The Financial Impact of Digital Illiteracy

    Aug 23, 2023 12:00 pm53 views

    In episode 68 of Making Cents of Money, The Financial Impact of Digital Illiteracy, Andrea and Nikki explore the financial implications of digital Illiteracy in our digital age.

  • Magnifying glass over newspaper focusing on Interest Rates with white text that reads "The Impact of Compound Interest"

    Podcast: The Impact of Compound Interest

    Sep 20, 2023 12:00 pm36 views

    In episode 70 of Making Cents of Money, The Impact of Compound Interest, Andrea and Nikki explore the complicated relationship we can have with compound interest when it comes to accomplishing financial goals.

  • Podcast: Time to Travel!

    Jul 7, 2021 12:00 pm38 views

    In episode 21 of Making Cents of Money, Time to Travel!, Nikki, Andrea, and Jake discuss travel aspirations, goals, and tips for planning a trip to help you make your next dream vacation a reality.

  • Picture of an old rusty lockbox

    Podcast: Unclaimed Property in Illinois

    Jan 22, 2025 12:00 pm106 views

    In episode 102 of Making Cents of Money, Treasurer Michael Frerichs joined as a guest to discuss the state of Illinois' process for getting unclaimed property back to the owners.