blog posts Save Money on Food - Get Savvy Webinar Recording Feb 24, 2021 1:00 pm0 views At the end of a busy day, when you’re hungry and tired, do you go home knowing you’re all set to prepare a tasty, healthy dinner? Are you happy with how much money you spend on food? Would you like to learn some tricks for eating well for less money? If any of these questions resonate with you, then How to Save on Food is the educational opportunity for you! Podcast: Reintroductions Jun 2, 2021 12:00 pm0 views Episode 19 of Making Cents of Money, Reintroductions, lets us learn more about one of the co-hosts, Jake Hamilton, the history behind the podcast, and what's in store for the future of this audio teaching medium. Leveraging FinTech - Get Savvy Webinar Recording Aug 19, 2021 1:00 pm0 views Learn about new financial technologies as well as considerations and protections that may be helpful in choosing fintech for navigating your financial journey. Identity Theft & Fraud - Get Savvy Webinar Recording Sep 16, 2021 1:00 pm0 views Find out how to protect yourself from fraud, recognize identity theft, and what to do if you're affected with this webinar recording from September 15, 2021. What's Your Job Worth? - Get Savvy Webinar Recording Oct 27, 2021 1:00 pm0 views Explore with us how job benefits can add up to big dollars. Walk into your new job ready to make informed choices that can significantly increase your net worth. Podcast: Tackling Insurance! (Part 2) Nov 3, 2021 12:00 pm0 views In episode 29 of Making Cents of Money, Tackling Insurance! (Part 2), Nikki and Jake talked with Laura Pellikan from the Illinois Department of Insurance about the basics of health insurance and ways you can get covered. Conscious Consumerism - Get Savvy Webinar Recording Nov 11, 2021 1:00 pm0 views Learn how you can align your own behaviors with your personal values and goals with this webinar recording from November 10, 2021. Podcast: Emergency Funds Sep 16, 2021 12:00 pm1 views In episode 26 of Making Cents of Money, Emergency Funds, Jake, Nikki, and Andrea discuss the value of building emergency funds and a few ways to get started. Podcast: Student Loan Update Oct 6, 2021 12:00 pm1 views In episode 27 of Making Cents of Money, Student Loan Update, Jake and Nikki gave a quick update on the state of federal student loans. Podcast: Tackling Insurance! (Part 1) Oct 20, 2021 12:00 pm1 views In episode 28 of Making Cents of Money, Tackling Insurance! (Part 1), Deputy Director of Consumer Education & Protection at the Illinois Department of Insurance, Patrice Dziire, talked to us about auto, home, renters, and life insurance. Podcast: Professional Licensure in Illinois May 19, 2021 12:00 pm2 views Episode 18 of Making Cents of Money, Professional Licensure in Illinois, helps us understand the scope of professional licensing in Illinois across many different industries and some protections in place for consumers. Podcast: Inflation Nov 17, 2021 12:00 pm2 views In episode 30 of Making Cents of Money, Inflation, Jake, Nikki, and Andrea discuss what inflation is as one of many metrics to gauge how an economy is doing and how it impacts our spending power as consumers. Podcast: Financial Security and Stress Dec 8, 2021 12:00 pm2 views In episode 31 of Making Cents of Money, Financial Security and Stress, Andrea, Nikki, and Jake talk about statistics related to both financial security and stress and tips to deal with them. Podcast: Holiday Savings Tips and New Year's Goals Dec 17, 2020 12:00 pm2 views Episode 8 of Making Cents of Money, Holiday Savings Tips and New Year's Goals, explored tips to help prepare for a less stressful holiday season over the coming year as well as ways to set S.M.A.R.T. goals, be it financial or otherwise. Podcast: Preparing for Retirement Feb 24, 2021 12:00 pm4 views Episode 12 of Making Cents of Money, Preparing for Retirement, discussed the retirement savings crisis, the different types of retirement plans that exist, and the Secure Choice plan in Illinois. Listen to special guest, Courtney Eccles, from the Illinois Treasurer's Office to learn more about the Secure Choice program for small businesses in Illinois. Podcast: Technology and Your Money Oct 5, 2020 12:00 pm4 views Episode 3 of Making Cents of Money, Technology and Your Money, explores how financial technologies are evolving and what that means for keeping our money safe. Podcast: Preventing Identity Theft Oct 22, 2020 12:00 pm4 views Episode 4 of Making Cents of Money, Preventing Identity Theft, looks at identity theft and fraud statistics as well as how we can protect our money from potential theft. Investing Basics - Get Savvy Webinar Recording Mar 10, 2021 1:00 pm6 views Investing - it's not for the faint of heart, because investing in the stock market involves risk. Knowing and understanding terminology, fees, types of professionals, as well as investment methods can be a whirlwind of terms and confusing concepts. Learn the basics and have a better understanding on how investing works! Podcast: Conscious Credit Apr 7, 2021 12:00 pm6 views Episode 15 of Making Cents of Money, Conscious Credit, demystifies parts of the credit system in the United States thanks to our guests, Camaya Wallace Bechard, from University of Illinois Extension, and Natalie Daniels, from DePaul University. Podcast: Cryptocurrencies Aug 18, 2021 3:00 pm6 views In episode 24 of Making Cents of Money, Cryptocurrencies, Andrea, Jake, and Nikki talk to Professor Lamont Black from DePaul University about cryptocurrencies, discussing everything from the blockchain technology behind them to their utility in the world of fintech. Podcast: Choosing a Financial Professional Sep 1, 2021 12:00 pm7 views In episode 25 of Making Cents of Money, Choosing a Financial Professional, Andrea, Jake, and Nikki talk to Kathy Sweedler from University of Illinois Extension about type of financial professionals, credentials, and how to choose one that best meets your needs. Podcast: Taxes Jan 26, 2021 12:00 pm8 views Episode 10 of Making Cents of Money, Taxes, discussed common terms, forms, and considerations for filing taxes in preparation for our Get Savvy: Grow Your Green Stuff webinar, Tackling Taxes, on 1/27. Podcast: Short-selling Mar 24, 2021 12:00 pm8 views Episode 14 of Making Cents of Money, Short-selling, allowed us to interview Chasse Rehwinkel about the investing method that's become so popular in the media over the past few months. Podcast: Real Estate May 5, 2021 12:00 pm8 views Episode 17 of Making Cents of Money, Real Estate, explains the world of real estate professions and what to consider when hiring professionals to help you buy or manage a home or other real estate property! Podcast: Buying a Car! Jul 21, 2021 12:00 pm8 views In episode 22 of Making Cents of Money, Buying a Car!, Nikki, Andrea, and Jake explain the true costs of car ownership as well as the terms and tools to know about before you buy your next vehicle. Student Loan Repayment - Get Savvy Webinar Recording Apr 14, 2021 1:00 pm9 views There are 8 repayment plans for federal student loans, 10 federal student loan servicers, and an abundance of terms, tools, and tips to remember to manage federal, institutional, and private student loans. Watch our Student Loan Repayment webinar recording to learn about your options as a borrower. Expect the Unexpected: Saving For Emergencies Jan 15, 2015 11:00 am10 views Planning for the unexpected can ensure that you are able to weather a financial hardship should you lose your job, have a car repair, or any other unplanned expense. By having savings set aside for emergencies, you decrease the need to rely on credit cards or loans to cover emergency situations. Your college years can be an ideal time to create and build your emergency savings. Podcast: Investing Basics Mar 9, 2021 12:00 pm10 views Episode 13 of Making Cents of Money, Investing Basics, covered common terms and concepts related to investing in the stock market in preparation for our Get Savvy: Grow Your Green Stuff webinar, Investing Basics, on 3/10. Podcast: Understanding Credit Nov 10, 2020 12:00 pm10 views Episode 5 of Making Cents of Money, Understanding Credit, explores the complicated world of credit to help demystify things like scores, reports, and credit management. Podcast: Fending Off Fraud Nov 19, 2020 12:00 pm10 views Episode 6 of Making Cents of Money, Fending Off Fraud, discusses what you need to know about the different types of fraud scamers use (especially during the COVID-19 pandemic, how to prevent fraud, and what to do if you become a victim. Podcast: Time to Travel! Jul 7, 2021 12:00 pm12 views In episode 21 of Making Cents of Money, Time to Travel!, Nikki, Andrea, and Jake discuss travel aspirations, goals, and tips for planning a trip to help you make your next dream vacation a reality. Podcast: Money Personalities & Financial Well-being Aug 4, 2021 11:00 am12 views In episode 23 of Making Cents of Money, Money Personalities & Financial Well-being, Andrea, Jake, and Nikki discuss several financial personality inventories and the CFPB's financial well-being scale as tools to better understand financial values, habits, and internal feelings around money. Podcast: Financial Education and Financial Literacy Jan 14, 2021 12:00 pm13 views Episode 9 of Making Cents of Money, Financial Education and Financial Literacy, reviewed the state of financial literacy in the United States, programs for pre-K through high school students, and resources to help parents and teachers support learning about finances in a variety of ways. IOUs: There's an App for That! Oct 14, 2016 3:30 pm16 views Have you heard of Venmo? Squarecash? These are just a few of the apps that allow you to send money to anyone, anywhere, anytime. From a convenience standpoint, these advances are amazing—but what are the costs of convenience? Podcast: Banked or Unbanked - Choosing Financial Services for You Sep 23, 2020 12:00 pm18 views Episode 2 of Making Cents of Money, Banked or Unbanked - Choosing Financial Services for You, is all about defining unbanked/underbanked, the differences between banks & credit unions, and how to choose the right financial institution for you. Learn from Illinois' Director of Banking, Chasse Rehwinkel, and Director of Financial Institutions, Francisco Menchaca. Podcast: The Anti-Predatory Lending Database Dec 3, 2020 12:00 pm28 views Episode 7 of Making Cents of Money, The Anti-Predatory Lending Database, discusses predatory lending and the Anti-Predatory Lending Database (APLD) in Illinois. Katie Liss from IDFPR Division of Banking breaks down predatory lending in mortgages and how the APLD helps mitigate some predatory lending practices. Tackling Taxes - Get Savvy Webinar Recording Jan 27, 2021 1:00 pm30 views Taxes are complicated, whether you’re a first time filer or have been filing for years. How do you know if you’re required to file? What are deductions and credits? Why are there so many forms, and what are they for? Join us as we walk you through the basics of taxes and provide resources to help you file for free. Podcast: Saving for College with a 529 Savings Plan Feb 10, 2021 12:00 pm30 views Episode 11 of Making Cents of Money, Saving for College with a 529 Savings Plan, explored 529 plans, including how they funciton, a bit on their history, and how they differ from other savings vehicles. Listen to special guests, Fernando Diaz and John MItchell, from the Illinois Treasurer's Office to learn more about options in Illinois. How do people with vision impairments manage money? Jun 16, 2020 12:45 pm34 views Vision impairments can complicate how people manage their money. Learn about ways that people with reduced vision or blindness can be empowered to navigate finances on their own. My Account is in Collections! Now What? Jul 26, 2015 12:00 pm35 views Tips to help you cope with & resolve accounts in collections. Podcast: Budgeting Jun 17, 2021 12:00 pm44 views In episode 20 of Making Cents of Money, Budgeting, Nikki, Andrea, and Jake cover a few of the most popular budgeting (or spending plan, if you prefer) methods to help you think about building a financial plan. UISAVES Week 3: Building Financial Habits Feb 29, 2020 11:30 am48 views The reality of personal finance is that it is personal and requires behavior change. Learn ways to make behavior changes easier to accomplish your goals. COVID-19 Update: Changes to SMMC Services Mar 13, 2020 3:00 pm49 views All financial coaching appointments will be conducted via zoom, and no in-person events or presentations will be available through SMMC until further notice. Read on for details. 6 Considerations for Finding Funding During COVID-19 Oct 2, 2020 4:45 pm52 views Finding money for your education, especially grad school, can be more difficult now. Read the 6 considerations for finding funding during COVID-19 to learn about searching for fellowships. Finding Funding Opportunities: Insights From a Current PhD Student Mar 13, 2019 3:00 pm54 views Funding is one of the biggest factors in determining what kind of financial decisions you make as a graduate student. Taking on federal student loans, using your employment to fund your degree, using your savings, getting help from family members, etc. We all want to make decisions that will benefit us most--and while the above are all good options depending on your individual situation, nothing beats “free money” like fellowships, assistantships, grants and scholarships. Podcast: Student Loans Apr 13, 2021 12:00 pm61 views Episode 16 of Making Cents of Money, Student Loans, lays out some student loan statistics, considerations, and protections for borrowers in preparation for our webinar on Student Loan Repayment tomorrow! Focus Your Spending with Lists Nov 18, 2020 4:00 pm68 views Lists are helpful for all kinds of things, but how can they help you focus your spending? Practicing Self-Advocacy in Your Financial, Professional and Social Life Mar 29, 2021 4:30 pm72 views Self-advocacy is an important skill to practice, particularly right now. Whether it's getting the resources you need to succeed in school or setting boundaries with your loved ones so you can focus on your own well-being, it's important to communicate with others about your needs, wants, and struggles throughout your life. Summer 2020 #UIMoney Tweet Chat Series Jun 2, 2020 12:30 pm74 views SMMC is hosting several tweet chats this summer to help our students, alumni, and friends prepare for a variety of financial transitions during a time filled with uncertainty. UISAVES Week 2: Small Amounts Add Up Feb 22, 2020 11:30 am81 views An important part of building a savings habit is understanding how small amounts add up.