blog posts Podcast: Wealth Building as a Balancing Act Jan 19, 2023 12:00 pm59 views In episode 55 of Making Cents of Money, Donovan Sanchez from University of Illinois' Financial Planning program talks about wealth building as a balancing act. Podcast: Financial Resolutions! Dec 14, 2022 12:00 pm25 views In episode 54 of Making Cents of Money, Nikki & Andrea talk about some recent changes in setting new years resolutions and how to make finances part of your goals for 2023. Podcast: Revisiting Travel Nov 23, 2022 12:00 pm72 views In episode 53 of Making Cents of Money, Andrea & Nikki discuss a few updates to consider when traveling before re-airing the Time to Travel podcast from July 2021. Podcast: Paying for College with Scholarships Nov 18, 2022 12:00 pm117 views In episode 52 of Making Cents of Money, Nikki and Andrea talk to special guest, Kara Holloway, Director of Scholarships at UIC, about paying for college with scholarships. Podcast: Credit Scores Nov 2, 2022 12:00 pm78 views In episode 51 of Making Cents of Money, Nikki and Andrea discuss some of the ins and outs of credit scores, the credit ecosystem, and building credit to your advantage. Podcast: Becoming an Entrepreneur! Oct 19, 2022 12:00 pm54 views In episode 50 of Making Cents of Money, Steve Bob from UIC Entrepreneurial Support Program joins Andrea and Nikki to discuss what to think about when it comes to starting your own business. Podcast: Dealing with Emergencies Oct 5, 2022 12:00 pm32 views In episode 49 of Making Cents of Money, Nikki and Andrea talk about dealing with a financial emergency, not just how to plan but how to recover once an emergency happens. Podcast: Federal Student Loan Forgiveness Sep 21, 2022 12:00 pm74 views In episode 48 of Making Cents of Money, Andrea and Nikki talk about the differences between the federal student loan cancellation in Biden-Harris Administration's Student Debt Relief Plan and the temporary Public Service Loan Forgiveness Waiver that has a quickly approaching deadline of October 31st. Podcast: The Community Reinvestment Act Aug 17, 2022 12:00 pm20 views In episode 47 of Making Cents of Money, Chasse Rehwinkel joined Nikki & Andrea to discuss the Community Reinvestment Act and how it is intended to support economic equality. Podcast: Estate Planning Aug 3, 2022 12:00 pm47 views In episode 46 of Making Cents of Money, Andrea and Nikki explain many tools for estate planning, including wills, transfers, power of attorney, and more. Podcast: Selling a Home Jul 20, 2022 12:00 pm19 views In episode 45 of Making Cents of Money, Andrea and Nikki discuss many aspects of selling a home so you can make more informed choices when it comes time to sell your own home. Podcast: Shopping for Appliances Jul 8, 2022 12:00 pm15 views In episode 44 of Making Cents of Money, Nikki and Andrea talk about shopping for appliances, and they've focused on times when it may be a surprise shopping need! Podcast: Choosing a Credit Card Jun 22, 2022 12:00 pm45 views In episode 43 of Making Cents of Money, Nikki and Andrea discuss what you may want to consider when it comes to choosing a credit card. Podcast: Credit Access Jun 8, 2022 12:00 pm68 views In episode 42 of Making Cents of Money, Andrea and Nikki spoke with Camaya Wallace Bechard from University of Illinois Extension about access to credit, options for building and improving credit, and warning signs to watch out for. Podcast: Student Loan Repayment (update) May 25, 2022 12:00 pm46 views In episode 41 of Making Cents of Money, Andrea and Nikki discuss some of the big updates on federal student loans that have occured over the past couple months. Podcast: Farewell, Jake! May 13, 2022 12:00 pm8 views In episode 40 of Making Cents of Money, Andrea and Nikki bid farewell to long time co-host, Jake, as he transitions off the podcast and on to the next step in his career! Podcast: Protecting Pets May 10, 2022 12:00 pm30 views In episode 39 of Making Cents of Money, Protecting Pets, Andrea, Jake, and Nikki discuss pet insurance and other ways to handle the financial risk of vet bills for our pets with Presley Fee, Digital Financial Planning Program Coordinator at University of Illinois Urbana-Champaign. Podcast: Mortgages Apr 14, 2022 12:00 pm24 views In episode 38 of Making Cents of Money, Renting!, Andrea, Jake, and Nikki interview IDFPR's Anti-Predatory Lending Database Director, Kari Beyer, about the ins and outs of mortgages. Podcast: Renting! Mar 30, 2022 12:00 pm19 views In episode 37 of Making Cents of Money, Renting!, Andrea, Jake, and Nikki discuss the basic steps and what to watch for when renting a place to live. Podcast: Buying a Home! Mar 16, 2022 12:00 pm33 views In episode 36 of Making Cents of Money, Buying a Home!, Andrea, Jake, and Nikki explain terminology, tools, and the basics steps of buying a home. Podcast: Employment Feb 23, 2022 12:00 pm23 views In episode 35 of Making Cents of Money, Employment, Andrea, Jake, and Nikki continue the podcast series on economic indicators by discussing metrics related to employment. Podcast: Gross National Happiness Feb 9, 2022 12:00 pm15 views In episode 34 of Making Cents of Money, Gross National Happiness, Jake and Nikki discuss an alternative metric to Gross Domestic Product that some countries use to help monitor the health of their economies called Gross National Happiness. Podcast: Establishing a Vision for Your Life Jan 20, 2022 12:00 pm37 views In episode 33 of Making Cents of Money, Establishing a Vision for Your Life, Andrea, Nikki, and Jake talk to Donovan Sanchez, CFP and instructor of financial planning at University of Illinois Urbana Champaign about making meaningful money choices that allow you to live life now and make progress towards the future. Podcast: Gross Domestic Product (GDP) Dec 22, 2021 12:00 pm31 views In episode 32 of Making Cents of Money, Gross Domestic Product (GDP), Andrea, Nikki, and Jake explain Gross Domestic Product as part of an ongoing mini series on economic indicators. Podcast: Financial Security and Stress Dec 8, 2021 12:00 pm79 views In episode 31 of Making Cents of Money, Financial Security and Stress, Andrea, Nikki, and Jake talk about statistics related to both financial security and stress and tips to deal with them. Podcast: Inflation Nov 17, 2021 12:00 pm17 views In episode 30 of Making Cents of Money, Inflation, Jake, Nikki, and Andrea discuss what inflation is as one of many metrics to gauge how an economy is doing and how it impacts our spending power as consumers. Podcast: Tackling Insurance! (Part 2) Nov 3, 2021 12:00 pm16 views In episode 29 of Making Cents of Money, Tackling Insurance! (Part 2), Nikki and Jake talked with Laura Pellikan from the Illinois Department of Insurance about the basics of health insurance and ways you can get covered. Podcast: Tackling Insurance! (Part 1) Oct 20, 2021 12:00 pm34 views In episode 28 of Making Cents of Money, Tackling Insurance! (Part 1), Deputy Director of Consumer Education & Protection at the Illinois Department of Insurance, Patrice Dziire, talked to us about auto, home, renters, and life insurance. Podcast: Student Loan Update Oct 6, 2021 12:00 pm12 views In episode 27 of Making Cents of Money, Student Loan Update, Jake and Nikki gave a quick update on the state of federal student loans. Podcast: Emergency Funds Sep 16, 2021 12:00 pm38 views In episode 26 of Making Cents of Money, Emergency Funds, Jake, Nikki, and Andrea discuss the value of building emergency funds and a few ways to get started. Podcast: Choosing a Financial Professional Sep 1, 2021 12:00 pm57 views In episode 25 of Making Cents of Money, Choosing a Financial Professional, Andrea, Jake, and Nikki talk to Kathy Sweedler from University of Illinois Extension about type of financial professionals, credentials, and how to choose one that best meets your needs. Podcast: Cryptocurrencies Aug 18, 2021 3:00 pm26 views In episode 24 of Making Cents of Money, Cryptocurrencies, Andrea, Jake, and Nikki talk to Professor Lamont Black from DePaul University about cryptocurrencies, discussing everything from the blockchain technology behind them to their utility in the world of fintech. Podcast: Money Personalities & Financial Well-being Aug 4, 2021 11:00 am54 views In episode 23 of Making Cents of Money, Money Personalities & Financial Well-being, Andrea, Jake, and Nikki discuss several financial personality inventories and the CFPB's financial well-being scale as tools to better understand financial values, habits, and internal feelings around money. Podcast: Buying a Car! Jul 21, 2021 12:00 pm21 views In episode 22 of Making Cents of Money, Buying a Car!, Nikki, Andrea, and Jake explain the true costs of car ownership as well as the terms and tools to know about before you buy your next vehicle. Podcast: Time to Travel! Jul 7, 2021 12:00 pm32 views In episode 21 of Making Cents of Money, Time to Travel!, Nikki, Andrea, and Jake discuss travel aspirations, goals, and tips for planning a trip to help you make your next dream vacation a reality. Podcast: Budgeting Jun 17, 2021 12:00 pm115 views In episode 20 of Making Cents of Money, Budgeting, Nikki, Andrea, and Jake cover a few of the most popular budgeting (or spending plan, if you prefer) methods to help you think about building a financial plan. Podcast: Reintroductions Jun 2, 2021 12:00 pm14 views Episode 19 of Making Cents of Money, Reintroductions, lets us learn more about one of the co-hosts, Jake Hamilton, the history behind the podcast, and what's in store for the future of this audio teaching medium. Podcast: Professional Licensure in Illinois May 19, 2021 12:00 pm18 views Episode 18 of Making Cents of Money, Professional Licensure in Illinois, helps us understand the scope of professional licensing in Illinois across many different industries and some protections in place for consumers. Podcast: Real Estate May 5, 2021 12:00 pm22 views Episode 17 of Making Cents of Money, Real Estate, explains the world of real estate professions and what to consider when hiring professionals to help you buy or manage a home or other real estate property! Podcast: Student Loans Apr 13, 2021 12:00 pm121 views Episode 16 of Making Cents of Money, Student Loans, lays out some student loan statistics, considerations, and protections for borrowers in preparation for our webinar on Student Loan Repayment tomorrow! Podcast: Conscious Credit Apr 7, 2021 12:00 pm69 views Episode 15 of Making Cents of Money, Conscious Credit, demystifies parts of the credit system in the United States thanks to our guests, Camaya Wallace Bechard, from University of Illinois Extension, and Natalie Daniels, from DePaul University. Podcast: Short-selling Mar 24, 2021 12:00 pm20 views Episode 14 of Making Cents of Money, Short-selling, allowed us to interview Chasse Rehwinkel about the investing method that's become so popular in the media over the past few months. Podcast: Investing Basics Mar 9, 2021 12:00 pm25 views Episode 13 of Making Cents of Money, Investing Basics, covered common terms and concepts related to investing in the stock market in preparation for our Get Savvy: Grow Your Green Stuff webinar, Investing Basics, on 3/10. Podcast: Preparing for Retirement Feb 24, 2021 12:00 pm59 views Episode 12 of Making Cents of Money, Preparing for Retirement, discussed the retirement savings crisis, the different types of retirement plans that exist, and the Secure Choice plan in Illinois. Listen to special guest, Courtney Eccles, from the Illinois Treasurer's Office to learn more about the Secure Choice program for small businesses in Illinois. Podcast: Saving for College with a 529 Savings Plan Feb 10, 2021 12:00 pm452 views Episode 11 of Making Cents of Money, Saving for College with a 529 Savings Plan, explored 529 plans, including how they function, a bit on their history, and how they differ from other savings vehicles. Listen to special guests, Fernando Diaz and John Mitchell, from the Illinois Treasurer's Office to learn more about options in Illinois. Podcast: Taxes Jan 26, 2021 12:00 pm32 views Episode 10 of Making Cents of Money, Taxes, discussed common terms, forms, and considerations for filing taxes in preparation for our Get Savvy: Grow Your Green Stuff webinar, Tackling Taxes, on 1/27. Podcast: Financial Education and Financial Literacy Jan 14, 2021 12:00 pm27 views Episode 9 of Making Cents of Money, Financial Education and Financial Literacy, reviewed the state of financial literacy in the United States, programs for pre-K through high school students, and resources to help parents and teachers support learning about finances in a variety of ways. Podcast: Holiday Savings Tips and New Year's Goals Dec 17, 2020 12:00 pm26 views Episode 8 of Making Cents of Money, Holiday Savings Tips and New Year's Goals, explored tips to help prepare for a less stressful holiday season over the coming year as well as ways to set S.M.A.R.T. goals, be it financial or otherwise. Podcast: The Anti-Predatory Lending Database Dec 3, 2020 12:00 pm53 views Episode 7 of Making Cents of Money, The Anti-Predatory Lending Database, discusses predatory lending and the Anti-Predatory Lending Database (APLD) in Illinois. Katie Liss from IDFPR Division of Banking breaks down predatory lending in mortgages and how the APLD helps mitigate some predatory lending practices. Podcast: Fending Off Fraud Nov 19, 2020 12:00 pm32 views Episode 6 of Making Cents of Money, Fending Off Fraud, discusses what you need to know about the different types of fraud scamers use (especially during the COVID-19 pandemic, how to prevent fraud, and what to do if you become a victim.