Open Enrollment for the University Supplemental Long Term Disability (LTD) Plan is available to CMS benefits eligible employees now through March 17, 2017! This voluntary plan supplements the State Universities Retirement System (SURS) disability benefit and may provide additional coverage if you become unable to work due to sickness or injury. Coverage elected during Open Enrollment is effective April 1, 2017. See University LTD Plan to learn more or enroll.
What’s the advantage of Open Enrollment?
During the Open Enrollment period, coverage is guaranteed unless you were previously denied coverage by Prudential. Open Enrollment is offered for a limited time, about once every five years. If you enroll during February 27 – March 17, then you will NOT be required to submit evidence of insurability (also referred to as proof of good health)*.
Can I enroll after Open Enrollment?
You can apply for LTD coverage at any time outside of the Open Enrollment period, but coverage is not guaranteed. You will be required to complete a Statement of Health for Prudential to review.
If you are not interested in enrolling in LTD coverage, then no action is required.
Questions
Plan information can be found on the LTD web page. If you have questions about the University Supplemental LTD Plan Open Enrollment, contact University Payroll and Benefits.
*If you wish to enroll, but you previously applied for and were denied University Supplemental LTD coverage, then you will need to reapply by completing a Statement of Health form for Prudential to review.
