Participating in the MCAP allows you to pay eligible medical expenses with pre-tax dollars, which are contributed to an account with ConnectYourCare (CYC).
Eligible medical expenses include medical, dental, vision, prescription drug, and some other costs which are not covered by insurance. Some over-the-counter medications are also covered, but may require a prescription. For a list of some eligible expenses, see ConnectYourCare’s Eligible MCAP Expense Examples.
You can use your account in two ways. CYC provides a payment card which can be used just like a credit card, for eligible expenses or you may pay eligible expenses with your own funds, then file a reimbursement claim.
If your payment card from the previous year has not expired, you may continue using that card. However, if your card expired or you are a new enrollee, you should have received a new card from CYC. Purchases using your card may require you to submit itemized receipts or an Explanation of Benefits (EOBs) to substantiate your expenses.
When paying expenses using your own funds, you can file a reimbursement claim through the CYC website, or by using the CYC mobile app. In all cases, be sure to save your receipts and EOBs to substantiate each purchase or claim. For more detailed information, see the CYC Account Guide, pages 4 and 5.
Additional information that may assist you in finding your EOBs can be found on NESSIE for State health plans and the State dental plan.
Helpful Links
Questions?
If you will be taking a leave of absence during the plan year or have questions about Flex Spending Accounts, contact University Payroll and Benefits (UPB).
- Email: benefits@uillinois.edu
- Urbana: 217-333-3111
- Chicago: 312-996-6471
- Springfield: 217-206-7144 or 217-206-7211
